GFer wrote:I was put on a relative's cc as an AU with a limit of $1400 and a history since 2005. I was told the card wouldn't be used. I even paid the card off to get the utility down to less than 6% ($700).Within a couple of months, 'things happened' and the relative charged the card back up to around $1,100. Would I be better off removing myself as AU than having this high utility on my reports? I have pif up until recently on my other cards with exception of 1 that I am most recently keeping below 10%.My oldest account is 13 yrs (although closed)I have an installment loan that is 8yrs oldAnother installment that is 3yrs oldA department card that is 3yrs oldAnother department card that is 2yrs old2 new cards (low limits)Any suggestions would be greatly appreciated!