I was approved for a Quicksilver Cap One with 0% apr for 9 months. Im working on raising my credit scores but i really dont know if i should take advantage of the 0% offer. Do i need to purchase something on it to avoid my score from dropping? And if i do use it, will my credit score go down if i still keep it under 30% utilization?
The folks here will need more information to be able to assist you in this. What are your current credit scores? What other cards, if any, and SLs do you have. What is your outstanding debt? Are there any derrogatories on any of your credit reports?
You don't have to put stuff on the card for the heck of it and leave. If you PIF you will be fine. Do you have other cards and what's the Utilization of them? Also, what is the SL. Congrats on the card and 0% Apr.
