cancel
Showing results for 
Search instead for 
Did you mean: 

Should i call or wait Capital One Secured

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Contributor

Should i call or wait Capital One Secured

I read some post where people where given a increase on there 5th statement
Or little time after.
On a secured card
Im know on my 6.

Should I wait or call and c if im getting one. It would help boost my available credit. Mine is 200
Message 1 of 7
6 REPLIES 6
Regular Contributor

Re: Should i call or wait Capital One Secured


@2faith wrote:
I read some post where people where given a increase on there 5th statement
Or little time after.
On a secured card
Im know on my 6.

Should I wait or call and c if im getting one. It would help boost my available credit. Mine is 200

You can request one online and usually they'll give you an offer that you can accept or decline.

Currently rebuilding:
1/18 -
5/19 -

Message 2 of 7
Contributor

Re: Should i call or wait Capital One Secured

Where do u go online
What's the direct site
Message 3 of 7
Valued Contributor

Re: Should i call or wait Capital One Secured


@2faith wrote:
Where do u go online
What's the direct site

Op, do you not have an online account set up?  If not go to the Cap1 website and create new login credentials.  Once you are able to get into your account, all of the info aboout you account should be there.  You will find a number of links for different services on your account.  I don't have Cap1 anymore, but it should still be the same.  Go to "Services" and then "Card Services" and click on "request Credit Limit Increase."

                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


Message 4 of 7
Regular Contributor

Re: Should i call or wait Capital One Secured


@2faith wrote:
I read some post where people where given a increase on there 5th statement
Or little time after.
On a secured card
Im know on my 6.

Should I wait or call and c if im getting one. It would help boost my available credit. Mine is 200

I would talk to them......they're not very clear about the CLI with the Secured Card. Mine was on the 8th statement. 

 

When I got my Quicksilver One, it was more spelled out clearly that it was 5 monthly payments in a row to get the CLI. Secured Card they're more vague. 


AMEX Gold / BOA Cash Rewards $1000 / Cap One QS1 $600 /Cap One Plat Sec - $500 / Blaze MC $750 / Legacy VISA $750 /
Credit One (2) $500 & $650 / OpenSky $500 / Discover IT Cash Back (Graduated Secured) $200
Jan of 2017 Credit Karma: 404 -SEPT OF 2018: EX 652 EQ 626 TU 604
JULY OF 2019: EX 681 EQ 659 TU 646
Total Credit Limit: $5500 -
Goal Score: 675 for all FICOS (ACHIEVED EX)
Message 5 of 7
Contributor

Re: Should i call or wait Capital One Secured

Hi everyone that responded to my post

I checked my Capital 1 today
Dec 8 was my fifth thought I was at 6
Sorry I stated 6.
Anyway 300 cli.as soon as my 5th statement. I'm happy I c my rebuilding getting better and better

Disappointed that my score doesn't get higher but soon I pay collections I should c major increase.
Im just happy with my progress
Hey fico members do they continue
Giving CLI
Thanks for yr replies
Message 6 of 7
Valued Contributor

Re: Should i call or wait Capital One Secured

Keep up the good habits! Those whom are on credit steps are typically 4th or 5th statement. Happy to hear yours worked!


9/16/17 FICO 9 TU-661 EQ-648 EX-607
12/27/17 FICO9 TU-706 EQ-672 EX-690
3/16/18 FICO9 TU-700 EQ-669 EX-716
6/26/18 FICO9 TU-750, EQ-672, EX-789


Message 7 of 7