Show mastercard

[Anonymous]

Yea I have 4 hard

[Anonymous]

So is this card not worth it then? I haven't used it yet. I think its stupid u have to pay $75$1500 just to use a credit card

[Thorin]

Not worth it on a card with such a low limit and no rewards.

I just checked this site which shows it as being one of the worst cards out there.  Get a secured credit card instead, especially if you have $1000/month of disposable income (from the other thread you posted)

[MarineVietVet]

Also it says there that the APR could be as high as 35.9% plus an annual fee of $75.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[Anonymous]

It is! But I can't get any other credit cards.

[Anonymous]

I also got an offer in the mail for a show Mastercard, it stated a $50.00 yearly fee, 21.9% intrest rate and at least a $500 CL. I was only 1 year and 8 months out with a chapter 7 and am trying to build back my credit. I have the awfull---credit one bank card and a first premier card with a $700 limit and $175.00 fee but am desperate to rebuild my credit so I pulled the trigger on the show MC. I applied on-line but they don't give you an answer right away. I called their listed phone number 10 days later and was told I was approved. Few days later I got my card with a 2500CL. Couldnt' believe it!! I think it's a good card to rebuild credit. Just my opinion and good relationship with them. Cheers, Billy

[steve23111]

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@Anonymous wrote:
It is! But I can't get any other credit cards.

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Not trying to be rude, though I'm sure it'll come across this way, but I'll say it anyway (sorry) ---

Maybe you just don't need a credit card right now.

Food for thought.

[Anonymous]

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@Anonymous wrote:
It is! But I can't get any other credit cards.

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Take a look at the Captial One secured card, or any other major bank secured card.   Capital One should be easy to get since you already are a customer.  

A big advantage of secured card is you can set you CL with your deposit to a level you want or need.   I like Capital One because it is easy to build up your deposit over time.   Fees are low and since you eventually get your deposit back, it is much less costly than the sub prime cards like the one you have found. 

Having a large CL on your report can help you get bigger CL with unsecured cards in the future.  

[LS2982]

Forgive me on this but what is "Show"??

[Anonymous]

The Show Mastercard is is put out by a small bank in SD called Bryant State Bank. My wife and I both got a pre-approval invitation in the mail. It is a card for rebuilding credit. My offer was for 21.9%, 50.00 AF and at least a $500 CL. I applied on-line and got my card about 10 days later with a 2500 CL. which was great and brought up my credit score. My wife however got an offer with different terms----$79.00 AF and I think the interest rate was in the low 30s with at least a $300 CL but we didn't go for that one. Our Chapter 7 is only 1 year and 11 months out so I am happy about the terms of the CC and greatfull that they gave me a chance. They pull Transunion, have great customer service because it is a small bank and have a great upgrade card with no AF and an 11.9% rate which I am hoping I will be able to upgrade a few years from now. I too had just abou ALL the major CCs and have never heard of this one untill now but I am going to treat it like gold!!