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If I already have the Amex Hilton Honors card can I app for the Surpass and get the sign up bonus and have both cards? Or do I have to wait for a targeted upgrade offer in order to get any points?
Given our plans over the next 18 months or so, the extra 150,000 pts on the Surpass would come in handy. And the $150 statement credit doesn't hurt either.
I see references online to people having two of the Hilton Amex cards at the same time, but I don't see anyway to do it.
Thanks
Yes you can app for it rather than upgrade. Go to the Amex site but don't log in, and try that way. If that doesn't work, you can likely call in and app directly with them. I apped for Surpass when I didn't have an upgrade offer so it wasn't an issue for me but I'd try it one of those two ways and it should work.
If you currently have the non-AF Hilton card and you've never had the Hilton Surpass card before, you can be eligible for that SUB.
Is there any downside to doing this? I'm sitting at 2/24 and don't anticipate applying for any other cards for the foreseeable future. We might add a small car loan for our son sometime in the next 6 months but that's about it. Scores are between 780 - 800 and we are sort of just coasting along at this point not carrying any balances other than one small 0% offer.
@Anonymous wrote:Is there any downside to doing this? I'm sitting at 2/24 and don't anticipate applying for any other cards for the foreseeable future. We might add a small car loan for our son sometime in the next 6 months but that's about it. Scores are between 780 - 800 and we are sort of just coasting along at this point not carrying any balances other than one small 0% offer.
I wouldn't think there is a downside. I passed a year last August and I am waiting for an upgrade offer since I don't want to have a second card. Someone mentioned it might be around year 2 for a SUB upgrade offer.
But if you don't mind another card, I don't see a downside. I'm unsure if an upgrade offer matches the SUB for a new card anyway.
Upgrade SUB will not match a new app SUB. I think Surpass app SUB is around 150k points. Upgrade SUB would likely be 20-25k.
@Anonymous wrote:Upgrade SUB will not match a new app SUB. I think Surpass app SUB is around 150k points. Upgrade SUB would likely be 20-25k.
Wow, that's a bummer. I thought they'd give an upgrade SUB closer to 100k points.
Not that I've seen. It may be higher than 25k since MR SUBS seem to be in the 20-25k range but it won't equal a new app SUB.
@Anonymous wrote:Not that I've seen. It may be higher than 25k since MR SUBS seem to be in the 20-25k range but it won't equal a new app SUB.
Back in June 2019, I upgraded my no annual fee Hilton to Ascend (Surpass) and was given a 150k point bonus. I received the upgrade offer a little over 2 years after applying for the no fee card. Spouse received the same offer. We upgraded both cards and got 300k points with no hard inquiry.
Wow, I did not expect to hear that - great deal!