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I came across this credit card from Signature FCU, which give 2% Cashback and very interesting perks at no annual fee:
https://www.signaturefcu.org/Products/Credit-Cards/Visa-Signature.aspx
Has anyone applied for this card? If so, could you share your data points and experience using th card?
@minski wrote:
Only thing I can offer is that I applied for this card about a month ago. The app is still listed as "pending". At this time, I am in no hurry. Just curious to see how long it will take to get a response. Granted, my case might be "special". I had one app closed for only partially completing it and then ignored the multiple attempts by the reps to contact me about the SM I sent them.
Did you ever hear back from them? I joined in 2017 and got a LOC through them, and at the time, the only real info I got on reqs was they wanted a pretty low DTI ratio. I've been happy with them, and was considering getting the card, too!
Interesting... a 2% cashback NPSL card at 8.7% fixed!
Anyone can join as well (American Consumer Council).
I imagine you need very high income for this one since their Platinum card is 8.9% with up to $25K limit.
I decided to take advice from DoC and "be the DP [you] want to see" I pulled the trigger last night. I unlocked EQ, but I don't see a HP alert yet - I'll be curious if they do one. When I got the LoC, I never did get a HP from them. It said a loan officer would contact me today, so fingers crossed! I'll update when I hear back from them...
@heyryan wrote:I decided to take advice from DoC and "be the DP [you] want to see" I pulled the trigger last night. I unlocked EQ, but I don't see a HP alert yet - I'll be curious if they do one. When I got the LoC, I never did get a HP from them. It said a loan officer would contact me today, so fingers crossed! I'll update when I hear back from them...
Good luck, definitely keep us posted!
This is a really nice CC. It has one heck of a benefits package, especially for a no AF card, and it is 2% cash back no FTF. Good luck with it.