Good morning all,
New memeber here...I am hoping to get some help.
I just did the pre approval on Amex's website, but they had no offers for me at this time.
according to Credit Karma I have a 693 and 697
The only blemish is a Ch 7 filed and discharged over a year ago.
annua income 80,000 a year.
What things can I do to help this process along?
Fresh BK = no soup for you
As noted 5 years is the benchmark for Amex and some other lenderss. Some lenders need a year and others 3 years but, it's slim pickings until it ages some more.
If you head into the rebuilding section here there's plenty of threads and people willing to help with more specific situations.
Gosh, i didn't even know about Amex until I was 23 or give or take. So to think there are people have wanted it since they were a kid, man was I out of the loop. lol
Sorry but I do agree I heard it is over 5 years after the BK I don't have experience with this but I do remember reading it here