So the big question
Should I accept $0 fee credit card offers?
Would this help rebuild my credit?
I guess I’m not too sure of having too many cards is good or bad
Before you app think:
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits?
Is it worth the HP?
I can pay my mortgage to hit the $ for bonus. Mortgage $1750 a month
As far as my spending.
$5000 in gas per year minimum
Then for work about 3-4 due diligence trips
Do mortgage lenders charge you a fee to pay with a credit card? I would imagine they would, as it would cut into their principal repayment.
The 3rd party normally takes 2-2.5%
So just for the intro bonus
I used to be able to pay NIMAC with a cc for a really low fee
I pay my winter gas bill using my DC. The gas company charges a flat $1.95 fee to use a card. Since I get 2%, any bill over $97.5 gets me something back. If my bill is double the 97.5, I essentially get 1% back, but 1% is better than 0%.