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@K-in-Boston wrote:Amex would have either coded it as business services and not cared or given you FR and axed
your Welcome Offeraccounts.
This is my fear with AMEX especially on biz cards 😐
I wonder who this will affect my scores? EQ will probably go up by 100
jk....
Only VS is affected by cash advances 😐
Kiddin' again because if I dont, I'll cry
"Never paid a penny to Chase" was going to be my epitaph
Now I cant even use it as a senior quote.
Hmm... I thought this was going to be worse than it is so I'm glad it wasn't a bigger boo boo.
I hate paying anyone interest though so I know how you feel. I am paying for a cash advance on my NFCU Plat right now and that $6 I have paid in interest so far is killing me. 😫
As K pointed out, it's not really a big deal because of intro purchase APR so no need to go read the terms to find out how to get your grace period back.
Yep I get it. I made my own boo boos, hence the cash advance.
It's kind of annoying that cash advances can be done without a PIN just because the issuer decides to code it as one.
@Remedios wrote:
I sent money to a family member (one I dont even like) using Western Union
After weeks of non sleeping, I grabbed a debit card and paid.
Except it wasn't a debit card 😐
Apparently I used Freedom (stupid blue cards)
Anyway, card had $0.00 balance, I'm aware it's a subject to $10.00 fee (because the amount), cash advance apr and quite possibly FTF.
That's all fine, I thought I had cash advance removed from it, obviously not...(it is now)
If course I will pay that stupid charge the moment it posts, so my question is, how long should I not use it after it's paid
Card itself is still in 0% promo
I'm not itching to use it, still in a process of buying 🧦 bank love, but in addition to feeling stupid, I'd rather pay interest to Credit One than Chase. We're frenemies
Before anyone asks why I had debit card with me..I have no clue . It wasn't and now it is.
I'll blame that on lack of sleep, too.
🤷♀️
Well I guess now would be a good time to put that NyQuil siggy of yours to good use then? 🤪
@JR_TX wrote:
@Remedios wrote:
I sent money to a family member (one I dont even like) using Western Union
After weeks of non sleeping, I grabbed a debit card and paid.
Except it wasn't a debit card 😐
Apparently I used Freedom (stupid blue cards)
Anyway, card had $0.00 balance, I'm aware it's a subject to $10.00 fee (because the amount), cash advance apr and quite possibly FTF.
That's all fine, I thought I had cash advance removed from it, obviously not...(it is now)
If course I will pay that stupid charge the moment it posts, so my question is, how long should I not use it after it's paid
Card itself is still in 0% promo
I'm not itching to use it, still in a process of buying 🧦 bank love, but in addition to feeling stupid, I'd rather pay interest to Credit One than Chase. We're frenemies
Before anyone asks why I had debit card with me..I have no clue . It wasn't and now it is.
I'll blame that on lack of sleep, too.
🤷♀️
Well I guess now would be a good time to put that NyQuil siggy of yours to good use then? 🤪
Oh, that's definitely going to be another cash advance 😂
Yeah, that was dumb.
I've done dumb things too so I have no qualms about telling you it was dumb.
@coldfusion wrote:Yeah, that was dumb.
I've done dumb things too so I have no qualms about telling you it was dumb.
I cant handle the truth, CF