So, I made a Boo Boo

[simplynoir]

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@K-in-Boston wrote:

Amex would have either coded it as business services and not cared or given you FR and axed your Welcome Offer accounts.

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This is my fear with AMEX especially on biz cards 😐

[Remedios]

I wonder who this will affect my scores? EQ will probably go up by 100 

jk....

Only VS is affected by cash advances  😐

Kiddin' again because if I dont, I'll cry 

"Never paid a penny to Chase" was going to be my epitaph 

Now I cant even use it as a senior quote. 

[Anonymous]

Hmm... I thought this was going to be worse than it is so I'm glad it wasn't a bigger boo boo. 

I hate paying anyone interest though so I know how you feel. I am paying for a cash advance on my NFCU Plat right now and that $6 I have paid in interest so far is killing me. 😫

As K pointed out, it's not really a big deal because of intro purchase APR so no need to go read the terms to find out how to get your grace period back. 

[Remedios]

Thanks, Saeren.
I'm just irked at how it happened, not so much that it happened, if that makes sense.
I've only used Freedom once in the past 4 months lol

[Anonymous]

Yep I get it. I made my own boo boos, hence the cash advance. 

It's kind of annoying that cash advances can be done without a PIN just because the issuer decides to code it as one. 

[JR_TX]

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@Remedios wrote:
I sent money to a family member (one I dont even like) using Western Union
After weeks of non sleeping, I grabbed a debit card and paid.
Except it wasn't a debit card 😐
Apparently I used Freedom (stupid blue cards)

Anyway, card had $0.00 balance, I'm aware it's a subject to $10.00 fee (because the amount), cash advance apr and quite possibly FTF.
That's all fine, I thought I had cash advance removed from it, obviously not...(it is now)

If course I will pay that stupid charge the moment it posts, so my question is, how long should I not use it after it's paid
Card itself is still in 0% promo

I'm not itching to use it, still in a process of buying 🧦 bank love, but in addition to feeling stupid, I'd rather pay interest to Credit One than Chase. We're frenemies

Before anyone asks why I had debit card with me..I have no clue . It wasn't and now it is.
I'll blame that on lack of sleep, too.

🤷‍♀️

Well I guess now would be a good time to put that NyQuil siggy of yours to good use then? 🤪

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[Remedios]

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@JR_TX wrote:

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@Remedios wrote:
I sent money to a family member (one I dont even like) using Western Union
After weeks of non sleeping, I grabbed a debit card and paid.
Except it wasn't a debit card 😐
Apparently I used Freedom (stupid blue cards)

Anyway, card had $0.00 balance, I'm aware it's a subject to $10.00 fee (because the amount), cash advance apr and quite possibly FTF.
That's all fine, I thought I had cash advance removed from it, obviously not...(it is now)

If course I will pay that stupid charge the moment it posts, so my question is, how long should I not use it after it's paid
Card itself is still in 0% promo

I'm not itching to use it, still in a process of buying 🧦 bank love, but in addition to feeling stupid, I'd rather pay interest to Credit One than Chase. We're frenemies

Before anyone asks why I had debit card with me..I have no clue . It wasn't and now it is.
I'll blame that on lack of sleep, too.

🤷‍♀️

Well I guess now would be a good time to put that NyQuil siggy of yours to good use then? 🤪

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Oh, that's definitely going to be another cash advance 😂

[coldfusion]

Yeah, that was dumb.

I've done dumb things too so I have no qualms about telling you it was dumb. 

[Remedios]

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@coldfusion wrote:

Yeah, that was dumb.

I've done dumb things too so I have no qualms about telling you it was dumb. 

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I cant handle the truth,  CF 

[Anonymous]

‘"Never paid a penny to Chase" was going to be my epitaph
Now I cant even use it as a senior quote. ‘

You can always ask for EE on your boo-boo and qualify for that epitaph....😉