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So This Recently Happened--In Shock (Penfed)...

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Valued Contributor

So This Recently Happened--In Shock (Penfed)...

Wasn't expecting to see any more of these any time soon--considering when I applied for my latest loan from them 4.5 mos. ago back in March they told me my Promise card CL was about $16k higher than it should be for my reported income. However they approved the $2k personal loan and let me keep my existing CL--so not gonna poke the bear any more!

Screenshot_2019-08-08 PenFed Online.png

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Rewards Pts.-Miles: UR-MR-TYP-Venture
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Established Contributor

Re: So This Happened--In Shock (Penfed)...

That's cool they do it that way!!     Do all CC offer a page that says we can offer you this?!    Or is that on your Bank Account information with them that it shows offers to you like that?!
















Message 2 of 6
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Valued Contributor

Re: So This Happened--In Shock (Penfed)...


@Girlzilla88 wrote:

That's cool they do it that way!!     Do all CC offer a page that says we can offer you this?!    Or is that on your Bank Account information with them that it shows offers to you like that?!


Any pre-approved offers for loans or credit cards will be on your main account page on the very right side and will be titled "Your Offers".

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Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 3 of 6
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Re: So This Happened--In Shock (Penfed)...

Nice getting pre-quals as yet to ever see one from them... I guess the reason you are seeing those is speculation are those are secured loans being they can be repo'ed Smiley Happy

Message 4 of 6
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Frequent Contributor

Re: So This Happened--In Shock (Penfed)...

They seem to mail me my pre-approved offers...here is a check for up to $25K, sign and deposit if you want the loan, etc...

Message 5 of 6
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Established Contributor

Re: So This Recently Happened--In Shock (Penfed)...

PenFed is the king of acting shy and uninterested but really is drooling for you. That or you passed that specific FICO where they now care. Just make sure that you keep your friends close and your CU's closer.

TU:795 10/08/18 Synchrony--EX: 758 10/26/18 Discover--EQ:810 09/25/18 Citi--Gardening since 12/11/19
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