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So exciting news to tell you guys, After Pifing my Capital One card and reporting a zero balance my credit score shoot 30 points to 694! I wanted to get a 3rd credit card soon, but now I'm thinking about gardening my 2 cards. My plan was to open a Credit Union student card to start a relationship with my bank, but now I think I'll wait it out until I'm in the higher 700's to apply and have a better chance of approval.
This was a little update just to keep in touch with the forum, and I thank everyone for all the useful information and really helping me out ALOT (: !
Thats awesome!!!
What was your UTL before and now?
@TheRealJosh94 wrote:So exciting news to tell you guys, After Pifing my Capital One card and reporting a zero balance my credit score shoot 30 points to 694! I wanted to get a 3rd credit card soon, but now I'm thinking about gardening my 2 cards. My plan was to open a Credit Union student card to start a relationship with my bank, but now I think I'll wait it out until I'm in the higher 700's to apply and have a better chance of approval.
This was a little update just to keep in touch with the forum, and I thank everyone for all the useful information and really helping me out ALOT (: !
CONGRATS!!
I miss the 700 club.................
Congrats! 700+ is easily within your grasp.
@TheRealJosh94 wrote:So exciting news to tell you guys, After Pifing my Capital One card and reporting a zero balance my credit score shoot 30 points to 694! I wanted to get a 3rd credit card soon, but now I'm thinking about gardening my 2 cards. My plan was to open a Credit Union student card to start a relationship with my bank, but now I think I'll wait it out until I'm in the higher 700's to apply and have a better chance of approval.
This was a little update just to keep in touch with the forum, and I thank everyone for all the useful information and really helping me out ALOT (: !
You're on your way! I left the door open for you, see you soon!