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So long Capital One

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Valued Contributor

Re: So long Capital One

Cap One treats me like a king and has done so during my entire rebuild.

I have $85k TCL on Cap One cards and $1k CL on NCFU card.

EMWV.

 

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $400k unsecured credit in 2020.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!

5% Rotating - Discover                         5%-20% - Amazon & Lowes                   3-6% Groceries - NFCU & Amex Preferred
3-5% Gas - NFCU & Ducks Unl            4% Dining & Entertain - Savor               3% Travel & Hotels - Flagship, Propel, & Uber
2% Everything - Flagship & Syncrony






Message 21 of 23
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Frequent Contributor

Re: So long Capital One


@FortifiedHM wrote:
Why savor? It's just 4% and carry an AF, your Amex gold is already better than that.

Oh, thanks for pointing that out.  I thought Savor was fee-free.  Guess I'll just maintain the status quo on those current cards.


Message 22 of 23
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Super Contributor

Re: So long Capital One


@2GreenThumbs wrote:

@FortifiedHM wrote:
Why savor? It's just 4% and carry an AF, your Amex gold is already better than that.

Oh, thanks for pointing that out.  I thought Savor was fee-free.  Guess I'll just maintain the status quo on those current cards.


Savor One is fee-free. 3% vs 4%.




Message 23 of 23
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