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I'm curious as to why Chase/Southwest is constantly sending me invitations for their Southwest Rapid Rewards credit card. I have gotten at least 6 inviations via mail within the last month, and I just receieved one in the mail today which prompted me to make this post. It's like I'm getting spam. Any ideas?
I've also gotten a letter from them. No pre-approval, just a invitation letter. I fly with them about 6 times a year but not recently??? i'm needing to get another cc to help increase my husbands credit score and am thinking about taking them up on their offer. Does the invitation count as a pre-approval? I don't want to apply and not get approved.
My current scores are LO PULL:
660 Experian
629 Equifax
607 TransUnion
Still rebuilding credit.
@persistent98 wrote:I've also gotten a letter from them. No pre-approval, just a invitation letter. I fly with them about 6 times a year but not recently??? i'm needing to get another cc to help increase my husbands credit score and am thinking about taking them up on their offer. Does the invitation count as a pre-approval? I don't want to apply and not get approved.
My current scores are LO PULL:
660 Experian
629 Equifax
607 TransUnion
Still rebuilding credit.
Actually, in this climate, even a "Pre Approval" does not guarantee acceptance.
http://www.preapproved-credit-cards.com/
I've been a SWA customer for a long time now and fly enough to earn a free roundtrip every year. I get these same invitations about every month. I've applied once or twice in the past 5 years or so, having been declined both times. I would venture to say that majority of the spam is *not* pre-approved, just an invitation.
It's spam. Feel free to disregard and shred it.
I'm not sure what to say when asking to recon, any advice? I forgot the exact reasons but one was; NOT ENOUGH INFORMATION FROM CREDIT BUREAU. The rep said I would be getting a letter explaining why I wasn't approved.