Starting Credit Card

[YoungJay18]

for some reason i got declined for the Journey i dont know why 

[mgeorges]

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@YoungJay18 wrote:

for some reason i got declined for the Journey i dont know why 

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I read that  you have a card with a 30 days late on it, i would take that card off.

[YoungJay18]

ive never had any credit card in my life my parents dont either i need this 1 credit card to start my credit history 

[namvet]

It would appear to me that your best bet to get some credit history will be a secured card.  If you haven't already, go to your bank and open a checking and/or savings account and inquire about a cecured credit card there.  We all have to start somewhere.  Good luck!

[Anonymous]

Since you, initially, were interested in Citibank, click here to check out their starting secured credit card.  If you are interested in Capital One, you can find out about their starting secured credit card here.

Hope this helps!