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Starting Credit Card

Contributor

Re: Starting Credit Card

for some reason i got declined for the Journey i dont know why 

Message 21 of 25
Valued Member

Re: Starting Credit Card


YoungJay18 wrote:

for some reason i got declined for the Journey i dont know why 


I read that  you have a card with a 30 days late on it, i would take that card off.

Message 22 of 25
Contributor

Re: Starting Credit Card

ive never had any credit card in my life my parents dont either i need this 1 credit card to start my credit history 

Message 23 of 25
Established Contributor

Re: Starting Credit Card

It would appear to me that your best bet to get some credit history will be a secured card.  If you haven't already, go to your bank and open a checking and/or savings account and inquire about a cecured credit card there.  We all have to start somewhere.  Good luck!

Message 24 of 25
Valued Contributor

Re: Starting Credit Card

Since you, initially, were interested in Citibank, click here to check out their starting secured credit card.  If you are interested in Capital One, you can find out about their starting secured credit card here.

 

Hope this helps! 



Husband's Current Score: EX 691 CUSC; EQ 694; TU 687; Mine: EX 773 (AMEX); EQ 720; TU 750
Wallet Contents: SECURED: Capital One Platinum Mastercard, US Bank Harley Davidson Visa, USAA Bank American Express;
UNSECURED: Chase Freedom; USAA Cash Rewards World Mastercard, Discover More, CUSC Platinum Rewards Visa, American Express Zinc, American Express Blue Cash Preferred, Amazon Card, Walmart Discover Card
Message 25 of 25