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Has anyone else opened a bunch of new accounts around the same time and had their starting limits all over the place? I can see what I currently have in my signiture. New accounts have ranged from $600. (Walmart) to $3k (Target). For some reason I just had the urge to apply for JCP. Was approved for a... $200. CL. $200.00!?
I've read that I can press the Love Button every 3-4 months so I'm looking at it as a card that might slowly grow and overall can help keep utilization % a little lower.
Will someone please put me in the garden with a BIG fence, lock it and hide the key so I can't get out for a year or so?
Oh, interesting note, my very first credit card in '88 was JCP. That's what started it all!
My ex-JCP card also started at $200, later auto CLI to $1,400 and called in for $2,000.
Now you have to call in to do CLI, JCP don't have luv button online anymore.
@trumpet-205 wrote:My ex-JCP card also started at $200, later auto CLI to $1,400 and called in for $2,000.
Now you have to call in to do CLI, JCP don't have luv button online anymore.
So try after every 4-5 statements?
Yep.
Makes about as much sense as figuring out FICO scoring.
@Anonymous wrote:Has anyone else opened a bunch of new accounts around the same time and had their starting limits all over the place? I can see what I currently have in my signiture. New accounts have ranged from $600. (Walmart) to $3k (Target). For some reason I just had the urge to apply for JCP. Was approved for a... $200. CL. $200.00!?
I've read that I can press the Love Button every 3-4 months so I'm looking at it as a card that might slowly grow and overall can help keep utilization % a little lower.
Will someone please put me in the garden with a BIG fence, lock it and hide the key so I can't get out for a year or so?
Oh, interesting note, my very first credit card in '88 was JCP. That's what started it all!
Dont feel bad, I got $150 whem I opened mine
I didn't know that the JCP card can be used at CVS and Rite Aide. That's good to know!
Hey, cap1 gave me $3k...GE gave me $500 on my paypal and walmart, and wells gave me $600. They always start awkwardly