No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
My history with my personal Starwood Amex:
Feb 2017: Approved
Mar 2018: $95 AF posted
Sept 2018: Upgraded to Luxury
Nov 2018: Partial AF refund of $31.66
Nov 2018: Renewal Membership Fee of $150 (not $450)
Using this information, can anyone tell me:
1. Do I currently have a $300 credit?
2. If yes, when does it expire?
3. If no, when will the credit become active?
I know I could contact customer service, but I'm not sure they'd give me the right answer.
My approval and AF were a month later than yours. My upgrade was a month earlier than yours.
1.) Yes.
2.) On your renewal date, which is the same as the original SPG card date.
3.) N/A
My $300 credit posted immediately after a DC stay right after I got the card.
1 Yes the $300 Credit is available right now. We used my upgraded SPG Lux within two weeks after the upgrade, got the $170 or so credited, and all indications are the rest is available.
2 I don’t know whether the original anniversary of the SPG applies, or if that got reset ( later date ) in the upgrade.
A similar situation with my upgrade to Hilton Aspire. Within two months we stayed at a qualified resort, and got the full $250 resort credit.
For both SPG and Hilton upgrades I also got similarly pleasing prorations in the AF change over.
Edit to add, I also have the Hilton Weekend Night award and the SPG 35,000 point night award to use, so they keep / upgrade those benefits on the PC. Expect the 50k Marriott night next time around.
Okay, that makes sense.
Somehow I got to thinking the $150 represented a $450 AF less the $300 hotel credit. Of course, it was 4 months of a $450 AF which was then offset by 4 months of the $95 AF that had been refunded to me. So they are keeping the original card anniversary date.
Thanks!
Am I the only one that reads the card agreements and subsequent amendments?
@K-in-Boston wrote:Am I the only one that reads the card agreements and subsequent amendments?
Yes K. The only way I would know if I was eligible for any credit is by looking online and see it and say to myself, I guess I was and it works. I have to have a reminder on my phone for my monthly shake shack or Cheesecake Factory stop. Oh crap and saks too.
@K-in-Boston wrote:Am I the only one that reads the card agreements and subsequent amendments?
Just trying to keep your edge nice and sharp. You passed this test.
@K-in-Boston wrote:Am I the only one that reads the card agreements and subsequent amendments?
Duh......why do you think I always go to you?
Checks in the mail!
😂