Bump.
With Discover IT I told them that I was working to raise my score even higher and that having a higher limit would not only help with my score but also increase my buying power to be able to take advantage of more of the deals they have to offer and their "exceptional" bonuses that I'd like to partake more into and it worked 
lol
With Cap One I told them I would like to use their card as my daily go to since it has the no hassel 1.5% on everything all the time and that with the petty limit I currently have I just can't use the card as it is of no use to me. The one month I did I had to pay it off 4 times before the statement even cut just to be able to continue using it. This was today so I don't know yet if I've got it or not but the lady said if they didn't meet my request for an additional $2K they'd more than likely meet me in the middle somewhere...so we will see.
Generally speaking I wouldn't think telling the truth would hurt as it does show them that you are aware of credit and scoring and that you take the time to make sure you're where you should be at which to me shows responsibility of using credit and they should smile on that rather than frown, but who knows with these big CC companies what they're looking for in an answer!
@--HighHopes-- wrote:With Discover IT I told them that I was working to raise my score even higher and that having a higher limit would not only help with my score but also increase my buying power to be able to take advantage of more of the deals they have to offer and their "exceptional" bonuses that I'd like to partake more into and it worked
With Cap One I told them I would like to use their card as my daily go to since it has the no hassel 1.5% on everything all the time and that with the petty limit I currently have I just can't use the card as it is of no use to me. The one month I did I had to pay it off 4 times before the statement even cut just to be able to continue using it. This was today so I don't know yet if I've got it or not but the lady said if they didn't meet my request for an additional $2K they'd more than likely meet me in the middle somewhere...so we will see.
Generally speaking I wouldn't think telling the truth would hurt as it does show them that you are aware of credit and scoring and that you take the time to make sure you're where you should be at which to me shows responsibility of using credit and they should smile on that rather than frown, but who knows with these big CC companies what they're looking for in an answer!
If I am ever in a situation to explain the need for cli my response would be that I no longer want to pay my bill more than once a month.
@Fico2Go wrote:
@--HighHopes-- wrote:With Discover IT I told them that I was working to raise my score even higher and that having a higher limit would not only help with my score but also increase my buying power to be able to take advantage of more of the deals they have to offer and their "exceptional" bonuses that I'd like to partake more into and it worked
With Cap One I told them I would like to use their card as my daily go to since it has the no hassel 1.5% on everything all the time and that with the petty limit I currently have I just can't use the card as it is of no use to me. The one month I did I had to pay it off 4 times before the statement even cut just to be able to continue using it. This was today so I don't know yet if I've got it or not but the lady said if they didn't meet my request for an additional $2K they'd more than likely meet me in the middle somewhere...so we will see.
Generally speaking I wouldn't think telling the truth would hurt as it does show them that you are aware of credit and scoring and that you take the time to make sure you're where you should be at which to me shows responsibility of using credit and they should smile on that rather than frown, but who knows with these big CC companies what they're looking for in an answer!
If I am ever in a situation to explain the need for cli my response would be that I no longer want to pay my bill more than once a month.
I completely agree with you! I guess that would have been simply put I may have overthought that one just a bit! lol
If I wind up having to speak to a live person, I give the rant of "Cleaning house, and thinning out the low limit cards," then throw in the "and the APRs are also priority," as to kill two birds with one stone.
