Monitor Credit & Identity
Get a Home Loan
Get a Credit Card
Get an Auto Loan
Credit Score Basics
Find Savings & Credit Cards
FICO® Ultimate 3B
3-Bureau FICO® Scores, Credit & Identity Monitoring
FICO® Essentials 1B
1-Bureau FICO® Scores & Credit Monitoring
FICO® Score 3B Report
3-Bureau Credit Report & FICO® Scores
FICO® Score 1B Report
1-Bureau Credit Report & FICO® Scores
declined for the store card too!!!
in so many words she said it was those 2 baddies from 2003.
one is cap. 1 & the other is citi (midland now has it)
i am really bummed about this.
how do i make it so those 2 baddies do not look so bad to creditors?
do i pay them?
do i settle with them? (midland sends me a settlement letter about every other month...cap 1 i have not heard from in years so i don't know where to start with them)
is it all a matter of having it show that these accounts have 0 balance on my reports?
if i pay/settle with them...will that restart the 7 years?
suggestions please...this is drivng me crazy!
really messed up my wednesday!