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Store Cards that give 5% Discount at checkout (credit or debit)

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OnTheRebound
Established Contributor

Re: Store Cards that give 5% Discount at checkout (credit or debit)


@Anonymous wrote:

Dont know about the others.  but, Lowes only gives you the discount if you spend $300 or more on the transaction.


Not true. I get 5% off everytime I use my Lowes card. Doesn't matter if it's $5 or $500.

Amex BCE $11.1 / Citi Diamond Preferred WMC $12K / Citi Double Cash WMC $3.8K / Comenity Total Rewards Visa $2.5K / Citi Home Depot $5K / AU- Amex BCP $12K / Chase Freedom Visa $11014.00 / PenFed Platinum Rewards Visa Signature $6K / GE Lowes $10K
myFico Scores on 10/03/2014
Eq 798 / Exp 811 / Trans 814
CCT Fico 08 on 1/3/16 - Trans 786 / Exp 793 / Eq 797
Message 11 of 17
Walt_K
Senior Contributor

Re: Store Cards that give 5% Discount at checkout (credit or debit)


@OnTheRebound wrote:

@Anonymous wrote:

Dont know about the others.  but, Lowes only gives you the discount if you spend $300 or more on the transaction.


Not true. I get 5% off everytime I use my Lowes card. Doesn't matter if it's $5 or $500.


According to this it is 5% off of any purchase or for purchases over $299, you can choose the option to take 6 months no interest financing.  Maybe that is what the $300 requirement is referring to.

 

ETA: forgot to post link: http://www.lowes.com/cd_Credit+Card+Accounts+from+Lowes_781778798_


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Message 12 of 17
UFGuy2006
Established Contributor

Re: Store Cards that give 5% Discount at checkout (credit or debit)


@Walt_K wrote:

@OnTheRebound wrote:

@Anonymous wrote:

Dont know about the others.  but, Lowes only gives you the discount if you spend $300 or more on the transaction.


Not true. I get 5% off everytime I use my Lowes card. Doesn't matter if it's $5 or $500.


According to this it is 5% off of any purchase or for purchases over $299, you can choose the option to take 6 months no interest financing.  Maybe that is what the $300 requirement is referring to.

 

ETA: forgot to post link: http://www.lowes.com/cd_Credit+Card+Accounts+from+Lowes_781778798_


Walt_K, I think you are right on that.

Message 13 of 17
Anonymous
Not applicable

Re: Store Cards that give 5% Discount at checkout (credit or debit)


@Walt_K wrote:

@OnTheRebound wrote:

@Anonymous wrote:

Dont know about the others.  but, Lowes only gives you the discount if you spend $300 or more on the transaction.


Not true. I get 5% off everytime I use my Lowes card. Doesn't matter if it's $5 or $500.


According to this it is 5% off of any purchase or for purchases over $299, you can choose the option to take 6 months no interest financing.  Maybe that is what the $300 requirement is referring to.

 

ETA: forgot to post link: http://www.lowes.com/cd_Credit+Card+Accounts+from+Lowes_781778798_


well kick me in the butt.  I thought I was giving sound advice.   I actually decided not to app for this card thinking you had to spend $299+ to get the 5% back.  I think I will reconsider apping.  sorry bout that.

Message 14 of 17
OnTheRebound
Established Contributor

Re: Store Cards that give 5% Discount at checkout (credit or debit)


@Walt_K wrote:

@OnTheRebound wrote:

@Anonymous wrote:

Dont know about the others.  but, Lowes only gives you the discount if you spend $300 or more on the transaction.


Not true. I get 5% off everytime I use my Lowes card. Doesn't matter if it's $5 or $500.


According to this it is 5% off of any purchase or for purchases over $299, you can choose the option to take 6 months no interest financing.  Maybe that is what the $300 requirement is referring to.

 

ETA: forgot to post link: http://www.lowes.com/cd_Credit+Card+Accounts+from+Lowes_781778798_



Well, I all know, is when I shop there, and I shop there alot, they discount my purchases no matter the amount, unless I go the 6 or 12 month 0% route in which case they don't give me the discount.

 

Amex BCE $11.1 / Citi Diamond Preferred WMC $12K / Citi Double Cash WMC $3.8K / Comenity Total Rewards Visa $2.5K / Citi Home Depot $5K / AU- Amex BCP $12K / Chase Freedom Visa $11014.00 / PenFed Platinum Rewards Visa Signature $6K / GE Lowes $10K
myFico Scores on 10/03/2014
Eq 798 / Exp 811 / Trans 814
CCT Fico 08 on 1/3/16 - Trans 786 / Exp 793 / Eq 797
Message 15 of 17
OnTheRebound
Established Contributor

Re: Store Cards that give 5% Discount at checkout (credit or debit)


@OnTheRebound wrote:

@Walt_K wrote:

@OnTheRebound wrote:

@Anonymous wrote:

Dont know about the others.  but, Lowes only gives you the discount if you spend $300 or more on the transaction.


Not true. I get 5% off everytime I use my Lowes card. Doesn't matter if it's $5 or $500.


According to this it is 5% off of any purchase or for purchases over $299, you can choose the option to take 6 months no interest financing.  Maybe that is what the $300 requirement is referring to.

 

ETA: forgot to post link: http://www.lowes.com/cd_Credit+Card+Accounts+from+Lowes_781778798_



Well, I all know, is when I shop there, and I shop there a lot, they discount my purchases no matter the amount, unless I go the 6 or 12 month 0% route in which case they don't give me the discount.

 

ETA: Although I never really paid much attention to the receipt, I did however, notice the prices discounted without giving it much thought.                                                                                                                                                                                                                                                                                              Im looking at a recent receipt with 4 items. It seems the discount varies. For example:

 

Item #1- 11.55-  57 cents off= 10.98- 5%

         #2- 19.98- 1.00 off= 18.98- 5%

         #3-   5.18-  No discount

         #4-   5.12-  26 cents off= 4.86- 5%

 

So I guess some items are not discounted at all. I will have to look at additional receipts.

                   


 

Amex BCE $11.1 / Citi Diamond Preferred WMC $12K / Citi Double Cash WMC $3.8K / Comenity Total Rewards Visa $2.5K / Citi Home Depot $5K / AU- Amex BCP $12K / Chase Freedom Visa $11014.00 / PenFed Platinum Rewards Visa Signature $6K / GE Lowes $10K
myFico Scores on 10/03/2014
Eq 798 / Exp 811 / Trans 814
CCT Fico 08 on 1/3/16 - Trans 786 / Exp 793 / Eq 797
Message 16 of 17
Anonymous
Not applicable

Re: Store Cards that give 5% Discount at checkout (credit or debit)

Yeah I work at Target and you get 5% off the total amount by using either the Target Visa credit card or using a Target debit card.

 

I reccomend the debit card to anyone iffy about getting a new CC. You get to enjoy the 5% off and it takes it right out of your checking account. No hidden fees or nothing. All you need is a voided check and 5 minutes of your time, go to any checklane and ask to apply for one.

Message 17 of 17
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