Stores that no longer accept contactless/NFC

[Anonymous]

I'm sure everyone's heard about JCPenney disabling NFC on their terminals (supposedly due to Visa's rule change/mandate). Last night I read something about Pei Wei disabling it on theirs as well, so I'm starting to wonder if anyone else has done so/whether this is going to be a trend. Has anyone else noticed more stores disabling it where you live?

FWIW, I haven't seen anyone else around here disable NFC thus far.

[-Cal-]

What was the rule/change from Visa?

[Merlin3482]

JC Penny did suspend taking contactless payments. This was due to not being able to meet the new standards by VISA of EMV contactless by April 13. I am sure once they update thier equipment it will be business as usuall. Visa has retired and will not longer support MSD contactless.

[Anonymous]

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@-Cal- wrote:

What was the rule/change from Visa?

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Visa now requires that contactless transactions run in EMV mode (typically indicated by an AID printing on the receipt after tapping, though this isn't 100% reliable). In the past, a lot of merchants were using the older MSD mode, which is phased out in much of the rest of the world.

[Anonymous]

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@Merlin3482 wrote:

JC Penny did suspend taking contactless payments. This was due to not being able to meet the new standards by VISA of EMV contactless by April 13. I am sure once they update thier equipment it will be business as usuall. Visa has retired and will not longer support MSD contactless.

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Beat me to it. Though I think it was more of a convenient excuse for them than any specific issues meeting Visa's deadline as Apple Pay support disappeared from their app too.

[Gollum]

For anyone wondering, the MSD acronym in the context of contactless payments stands for Magnetic Stripe Data. IOW, no chip, or the smartphone/whatever emulates an "old-fashioned" MSD credit card.

[DaveInAZ]

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@Gollum wrote:

For anyone wondering, the MSD acronym in the context of contactless payments stands for Magnetic Stripe Data. IOW, no chip, or the smartphone/whatever emulates an "old-fashioned" MSD credit card.

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Thanks for the translation! What is "EMV mode (typically indicated by an AID printing on the receipt after tapping)"?

I love contactless, so much faster than inserting the chip, and no annoying honk! honk! honk! telling you to remove the card.

(Software Developers: Did it never occur to you that a pleasant voice saying "please remove your card" would be much nicer than honk! honk! honk! ?)

[longtimelurker]

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@DaveInAZ wrote:

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(Software Developers: Did it never occur to you that a pleasant voice saying "please remove your card" would be much nicer than honk! honk! honk! ?)

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I'm sure that UX researchers found that the pleasant voice type thing led to many more people leaving their cards.   The various nasty noises are effective at getting attention.

[Anonymous]

Yeah I can (and do) tune out the voice but not one of those sirens.

[Anonymous]

In the past, I had a Chase Flexible Rewards Visa that had the "blink" option along with a Citi Dividend MasterCard with a "Pay Pass" option. The contact less Tap & Pay was a great idea but the merchant base seemed not to have installed such software. As we know the old options of contact less went away.

Now I love my new Chase contact less "Tap & Pay" card and it has been used. Faster than paying with cash or fiddling around (remember,  "Rome burned while Nero fiddled") with other options.