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I'm sure everyone's heard about JCPenney disabling NFC on their terminals (supposedly due to Visa's rule change/mandate). Last night I read something about Pei Wei disabling it on theirs as well, so I'm starting to wonder if anyone else has done so/whether this is going to be a trend. Has anyone else noticed more stores disabling it where you live?
FWIW, I haven't seen anyone else around here disable NFC thus far.
What was the rule/change from Visa?
JC Penny did suspend taking contactless payments. This was due to not being able to meet the new standards by VISA of EMV contactless by April 13. I am sure once they update thier equipment it will be business as usuall. Visa has retired and will not longer support MSD contactless.
@-Cal- wrote:What was the rule/change from Visa?
Visa now requires that contactless transactions run in EMV mode (typically indicated by an AID printing on the receipt after tapping, though this isn't 100% reliable). In the past, a lot of merchants were using the older MSD mode, which is phased out in much of the rest of the world.
@Merlin3482 wrote:JC Penny did suspend taking contactless payments. This was due to not being able to meet the new standards by VISA of EMV contactless by April 13. I am sure once they update thier equipment it will be business as usuall. Visa has retired and will not longer support MSD contactless.
Beat me to it. Though I think it was more of a convenient excuse for them than any specific issues meeting Visa's deadline as Apple Pay support disappeared from their app too.
For anyone wondering, the MSD acronym in the context of contactless payments stands for Magnetic Stripe Data. IOW, no chip, or the smartphone/whatever emulates an "old-fashioned" MSD credit card.
@Gollum wrote:For anyone wondering, the MSD acronym in the context of contactless payments stands for Magnetic Stripe Data. IOW, no chip, or the smartphone/whatever emulates an "old-fashioned" MSD credit card.
Thanks for the translation! What is "EMV mode (typically indicated by an AID printing on the receipt after tapping)"?
I love contactless, so much faster than inserting the chip, and no annoying honk! honk! honk! telling you to remove the card.
(Software Developers: Did it never occur to you that a pleasant voice saying "please remove your card" would be much nicer than honk! honk! honk! ?)
@DaveInAZ wrote:
(Software Developers: Did it never occur to you that a pleasant voice saying "please remove your card" would be much nicer than honk! honk! honk! ?)
I'm sure that UX researchers found that the pleasant voice type thing led to many more people leaving their cards. The various nasty noises are effective at getting attention.
In the past, I had a Chase Flexible Rewards Visa that had the "blink" option along with a Citi Dividend MasterCard with a "Pay Pass" option. The contact less Tap & Pay was a great idea but the merchant base seemed not to have installed such software. As we know the old options of contact less went away.
Now I love my new Chase contact less "Tap & Pay" card and it has been used. Faster than paying with cash or fiddling around (remember, "Rome burned while Nero fiddled") with other options.