Student Credit

[Anonymous]

Hi guys,

I'm currently an undergraduate and looking to build my credit. The only account I have is my student loan, so I have limited credit history. I've tried applying to the various student cards from Citi and Cap 1 included (Journey), but was denied for both. How can I build credit without being given the chance to? What advice do you have?

Thanks

[ILBrian]

Do you have anyone who can add you as an AU with a good aged CC?

[MarineVietVet]

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@Anonymous wrote:

Hi guys,

I'm currently an undergraduate and looking to build my credit. The only account I have is my student loan, so I have limited credit history. I've tried applying to the various student cards from Citi and Cap 1 included (Journey), but was denied for both. How can I build credit without being given the chance to? What advice do you have?

Thanks

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Hi leslie0629 and welcome to myFICO.

Were the cards you were denied for secured or unsecured? If they were unsecured you will probably need to go the secured route. There are many credit gurus here who can advise you on which secured cards might be best for you.

Good luck to you.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".