No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
how do I take my 2 cards that are sub prime and get into a real card mind you both cards are primer cards ( ouch) but that was my rebuilding cards 1 @ 350 limit 175 used
and the other @ 250 limit with 87 used i'm sitting @ 670 right now ? I just need to lose these cards
thanks for any input
FICO/FAKO/AAOA/Issuer of cards?
You need to get the utilization down below 10% on those cards, then wait a month before you do anything.
Ok, I see you're using FP, and you made reference to having a Household bank card too at some point. Baddies on your CR's?
The better option is to get away from the fee sucking cards, get a decent deposit ready, and go for a secured card.
Never to be confirmed/denied (thanks llecs), some of the bigger players frown on seeing First Premie's reporting on someone's reports.
get your utili down less than 9% and wait about 1 months....
Maybe good for Discover.....one of my buddie got approved with 640 fico score.....well hope you do too...
ok thanks, a big pay down within the next week on the cards and cross my fingers thanks for the input
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |