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Successfully held out for a better offer

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unsungivy
Established Contributor

Re: Successfully held out for a better offer


@NoMoreE46 wrote:

Nice on holding off.  

How long have you had the BCE?

 

 


2 years. Cancelled the old BCP 1 year ago.

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Message 11 of 17
EAT_SLEEP_JEEP
Valued Contributor

Re: Successfully held out for a better offer

congrats

KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX CHARLES SCHWAB INVESTOR CARD $28,900 CL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED CARD $1100 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $18,000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/ CITI COSTCO ANYWHERE VISA $6000 SL/ DISCOVER IT $3000 SL/ APPLE CARD $6500/

SOCK DRAWERED & SOON TO CLOSE / PAYPAL CREDIT LINE $1700







Message 12 of 17
FicoMike0
Valued Contributor

Re: Successfully held out for a better offer

Congratulations!

I'll have to check what they're offering me. The $75 + af was a no go for me. I'd probably go for $150 + no af.

Message 13 of 17
unsungivy
Established Contributor

Re: Successfully held out for a better offer


@FicoMike0 wrote:

Congratulations!

I'll have to check what they're offering me. The $75 + af was a no go for me. I'd probably go for $150 + no af.


I'm a little baffled why my thread was moved FROM Approvals to here, especially after being quiescent for a week 🤷‍♀️ But ok.

 

Guess someone thought it was relevant information to the general credit card public.

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Message 14 of 17
UncleB
Credit Mentor

Re: Successfully held out for a better offer


@unsungivy wrote:

@FicoMike0 wrote:

Congratulations!

I'll have to check what they're offering me. The $75 + af was a no go for me. I'd probably go for $150 + no af.


I'm a little baffled why my thread was moved FROM Approvals to here, especially after being quiescent for a week 🤷‍♀️ But ok.

 

Guess someone thought it was relevant information to the general credit card public.


I didn't do the move but I can answer the question... PC (product change) threads are always in 'Credit Cards' since there's no new credit approved, it's simply a change of rewards. 

 

The 'Credit Card Approvals' forum is for new credit lines and credit line increases.

 

'Back in the day' the move would have (likely) taken place quickly, but there's new management so things happen at a different pace.  In any case, it's where it should be. Smiley Happy

Message 15 of 17
galahad15
Valued Contributor

Re: Successfully held out for a better offer

Congratulations on the very impressive upgrade!!  Smiley Happy

 

Just curious:  is there a reason why you chose the AF-based Amex BCP, over say the no-AF AAA Daily Advantage VS card?  I know it's a difference of 6% cashback on groceries with the BCP vs. 5% cashback on groceries with the AAA Daily Advantage, but the lack of the AF on the AAA card was what drove me to app for it, vs. apping for the Amex BCP with the AF, etc.


Message 16 of 17
unsungivy
Established Contributor

Re: Successfully held out for a better offer


@galahad15 wrote:

Congratulations on the very impressive upgrade!!  Smiley Happy

 

Just curious:  is there a reason why you chose the AF-based Amex BCP, over say the no-AF AAA Daily Advantage VS card?  I know it's a difference of 6% cashback on groceries with the BCP vs. 5% cashback on groceries with the AAA Daily Advantage, but the lack of the AF on the AAA card was what drove me to app for it, vs. apping for the Amex BCP with the AF, etc.


1) When I first grabbed a BCP, P2 was Active duty military, for which AmEx waives AF, so that was a non-factor. 6% > 5%.

2) AmEx > Comenity

3) I don't think the AAA card was a thing yet when I initially grabbed a BCP. Now it's just a question of playing the upgrade/downgrade game. In between I've used P2's CCC for 5% groceries. 

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Message 17 of 17
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