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Suggestion: Credit Card Approvals!

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Smerri1029
Regular Contributor

Re: Suggestion: Credit Card Approvals!

 

APPROVED CREDIT CARD: Citi Dividend Platinum Select
BUREAU PULLED: EX
CREDIT SCORE: FICO EQ 731; FAKO EX 727; FICO TU 717
CUSTOMER STATE OF RESIDENCE: MA
AAOA: 1 Year
UTILITIZATION: EQ says 1%, TU says 6% so somewhere in there.
HHI:
CREDIT LIMIT: $4,300
MISCELLANEOUS COMMENTARY: I applied online on Sunday and was notified my app was pending further review. They never contacted me for any additional info and on Wednesday I received an e-mail advising I was approved.

 

What's In My Wallet:American Express Starwood Preferred Guest Business Card, American Express Costco True Earnings, Citi AA Visa, Barclays US Air, Citi Prestige
What's In My Sock Drawer: Chase Sapphire Preferred, Discover More, Bank of America Accelerated Rewards AmEx, SME FCU Visa
Message 51 of 69
Strepthroat
Frequent Contributor

Re: Suggestion: Credit Card Approvals!

APPROVED CREDIT CARD: Citi Dividend Platinum Select
BUREAU PULLED: EXP
CREDIT SCORE: FICO EQ 706; FICO TU 716
CUSTOMER STATE OF RESIDENCE: GA
AAOA: 3 Years
UTILITIZATION: 6%
HHI: $90,000
CREDIT LIMIT: $8,800
MISCELLANEOUS COMMENTARY: Immediate approval, applied online.
Chase Marriott Visa $25,000 | Chase Southwest Visa $25,000 | PFCU Visa $20,000 | Capital One Savor $20,000 | Nordstrom Visa $20,000 | GUCU Visa $10,500 | CapitalOne Quicksilver Visa $10,000 | US Bank Perks Visa $9,000 | Barclays Cash Forward Visa $6,000 | BB&T Spectrum Cash Visa $3,500
Message 52 of 69
Strepthroat
Frequent Contributor

Re: Suggestion: Credit Card Approvals!

APPROVED CREDIT CARD: AMEX Blue Sky Preferred
BUREAU PULLED: EXP
CREDIT SCORE: FICO EQ 706; FICO TU 716
CUSTOMER STATE OF RESIDENCE: GA
AAOA: 3 Years
UTILITIZATION: 6%
HHI: $90,000
CREDIT LIMIT: $10,000
MISCELLANEOUS COMMENTARY: Was a preapproval offer.  Applied online.  AMEX Rep called me at work to verify employment, HHI and asked a few security questions, then told me I was approved. 
Chase Marriott Visa $25,000 | Chase Southwest Visa $25,000 | PFCU Visa $20,000 | Capital One Savor $20,000 | Nordstrom Visa $20,000 | GUCU Visa $10,500 | CapitalOne Quicksilver Visa $10,000 | US Bank Perks Visa $9,000 | Barclays Cash Forward Visa $6,000 | BB&T Spectrum Cash Visa $3,500
Message 53 of 69
Anonymous
Not applicable

Re: Suggestion: Credit Card Approvals!

 

APPROVED CREDIT CARD: Chase United Mileage Plus Select
BUREAU PULLED: EXP
CREDIT SCORE: FICO EQ 708; FICO TU 743 FAKO EX 788
CUSTOMER STATE OF RESIDENCE: HI
AAOA: 6 Years
UTILITIZATION: 2%
HHI: 
CREDIT LIMIT: $23,500
MISCELLANEOUS COMMENTARY: Applied online.  Instant approval.  First app in a good 2-3 years.  Seems it was well worth the wait!  Now my highest CL.  FYI, they ONLY pulled EX score.  Also, closed an OLD WaMu account and combined CL is 26,500 now!

 

 

EDITED TO ADD:  I also app'd for the AMEX PLAT CHARGE the same day online right after Chase and was instantly approved.  I've had an AMEX since 07 and have always PIF. They probably pulled EX as well though.  These two cards had 50K point offers EACH.  Totally worth comming out of hibernation, lol.

Message 54 of 69
My2cents
Regular Contributor

Re: Suggestion: Credit Card Approvals!

Does anyone in AL get approved for anything other than National Championships (Alabama/Auburn).

 

Ole My2centsSmiley Wink

700 Club Member
Message 55 of 69
My2cents
Regular Contributor

Re: Suggestion: Credit Card Approvals!

APPROVED CREDIT CARD: Barclay Mastercard
BUREAU PULLED:TU
CREDIT SCORE:707
CUSTOMER STATE OF RESIDENCE: AL as in Alabama
AAOA: 8yrs
UTILITIZATION: 9%
HHI:103000
CREDIT LIMIT: 3600
MISCELLANEOUS COMMENTARY:
Ole My2centsSmiley Wink
700 Club Member
Message 56 of 69
Anonymous
Not applicable

Re: Suggestion: Credit Card Approvals!

Congrats! How long have you banked with Chase? If you don't mind my asking, do you large deposits there or brokerage/retirement accounts with them? I'm thinking of apping, but have only been a customer for a few weeks.

Message 57 of 69
Anonymous
Not applicable

Re: Suggestion: Credit Card Approvals!

 


@Anonymous wrote:

Congrats! How long have you banked with Chase? If you don't mind my asking, do you large deposits there or brokerage/retirement accounts with them? I'm thinking of apping, but have only been a customer for a few weeks.


 

@Anonymous!  I actually do not have a banking relationship with Chase at all, in the traditional sense.  I have a former Circuit City-now-Best Buy store card @ 2K and a former Wamu CC (now closed).  However I do have two mortages and I sometimes think they(creditors) are reverse engineering my assets/income by calculating the size of my (estimated) assets based on the mortgage amount.  My personal thoughts are that this is why mortgage accounts are given such deference in credit calculation.

 

Hope this helps?

Message 58 of 69
Anonymous
Not applicable

Re: Suggestion: Credit Card Approvals!

APPROVED CREDIT CARD: Navy Federal Visa
BUREAU PULLED: EQ
CREDIT SCORE: FICO EQ 741; FICO TU 758
CUSTOMER STATE OF RESIDENCE: OR
AAOA: 1.8 Years
UTILITIZATION: 1%
HHI:
CREDIT LIMIT: $25,000
MISCELLANEOUS COMMENTARY: Applied online, no instant approval.  3 hours later notified via e-mail that they reached a decision.
Message 59 of 69
Anonymous
Not applicable

Re: Suggestion: Credit Card Approvals!

APPROVED CREDIT CARD: Citi Diamond Preferred
BUREAU PULLED: TU
CREDIT SCORE: 729
CUSTOMER STATE OF RESIDENCE: HI
AAOA:  1 Yr
UTILIZATION: 0%
HHI: 52k
CREDIT LIMIT: 6.8K
 
Message 60 of 69
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