cancel
Showing results for 
Search instead for 
Did you mean: 

Sunflower Bank?

Highlighted
Valued Contributor

Re: Sunflower Bank?

It must be a Colorado CU/bank thing to offer a card with low APR and no cash advance fees as the only card I have that does it is from a Colorado only CU lol

Scores hover around 800
Haven't been AZEO in over a year
Rome was not built in a day, neither is a good credit profile
Message 11 of 27
Highlighted
Super Contributor

Re: Sunflower Bank?


@dragontears wrote:

It must be a Colorado CU/bank thing to offer a card with low APR and no cash advance fees as the only card I have that does it is from a Colorado only CU lol


Too bad we don't get the good rewards cards. The only one that interested me as a long term prospect was Bellco's rewards card and I burned Bellco unfortunately. 

It's actually not uncommon for CUs to have low APRs and fees though, Colorado or otherwise. I wanted the Space Age FCU card that's got interest equal to the prime rate (so currently 3.25%) but realistically I would never use it. 




Message 12 of 27
Highlighted
Community Leader
Mega Contributor

Re: Sunflower Bank?

Guys i need help. Im looking  for Dandelion Bank but can't find any info on it🤔

Message 13 of 27
Highlighted
Super Contributor

Re: Sunflower Bank?


@AverageJoesCredit wrote:

Guys i need help. Im looking  for Dandelion Bank but can't find any info on it🤔


https://dandelionfinancial.co.uk




Message 14 of 27
Highlighted
Community Leader
Mega Contributor

Re: Sunflower Bank?


@Saeren wrote:

@AverageJoesCredit wrote:

Guys i need help. Im looking  for Dandelion Bank but can't find any info on it🤔


https://dandelionfinancial.co.uk


🤔🤯🤣

Message 15 of 27
Highlighted
Established Contributor

Re: Sunflower Bank?

I can't help but think "Snowflake Bank" every time I read this. Robot LOL
- | - Mee'sa not'ta Jar'Jar Bink'sa. Mee'sa just like'sa the word'sa BOMBAD! - | -


BK7 Discharged 12/16 - | - EQ8/9: 696/730 | TU8: 738 | EX8: 733
Message 16 of 27
Highlighted
Moderator Emeritus

Re: Sunflower Bank?


@Saeren wrote:

@AverageJoesCredit wrote:

Guys i need help. Im looking  for Dandelion Bank but can't find any info on it🤔


https://dandelionfinancial.co.uk


Well this one certainly would scare me away! What is their game? Smiley Mad

Starting Score: 300
Current Score: 850
Goal Score: 850


Take the myFICO Fitness Challenge
Message 17 of 27
Highlighted
Community Leader
Mega Contributor

Re: Sunflower Bank?

Maybe all time fav....Redneck Bank!! I mean, really?Smiley Wink

Message 18 of 27
Highlighted
Senior Contributor

Re: Sunflower Bank?


@Dinosaur wrote:

@Saeren wrote:

Anyone have experience with them? They're a regional bank here in Denver (as well as AZ, KS, MO, NM, and TX) with some really low credit card rates. Their best card (Platinum) is 6% (it's a variable card with no margin on the prime rate but has a 6% floor so it won't go up again until the prime rate does) and their highest is the Classic at 7.65% (1.65% margin with a 7.65% floor). In addition to these low rates, their cards are rewards cards (ScoreCard so not the best but better than no rewards at all). 


No BT fees, no CA fees (or higher APR), no AF, 1% FTF, no penalty APR on the Platinum card. Pretty wild terms for a bank honestly. 

https://www.sunflowerbank.com/creditcards


Hey ... what a name for a bank? Sunflower sure would make me stop and take notice! Smiley Very Happy


Well, they probably started out In Kansas, where sunflowers are a big deal as it's known as the Sunflower State.

One of my favorite pastimes is chasing bank bonuses and I did notice on DoC SunflowerBank currently has a $200 bonus offer - https://www.sunflowerbank.com/Smile200 Easy one, too - just $500 in ACH deposits and 20 debit card transactions. Might help get your foot in the door for their CCs with a bank account with them. But the killer for me is the offer is in-branch only, you have to open the account in branch. Which seems a bit tone deaf to me with the stay at home mandate in most states. And in Arizona their branches are all in the Phoenix area, over and hour and a half away for me, I'll pass.


Message 19 of 27
Highlighted
Moderator Emeritus

Re: Sunflower Bank?


@DaveInAZ wrote:

@Dinosaur wrote:

@Saeren wrote:

Anyone have experience with them? They're a regional bank here in Denver (as well as AZ, KS, MO, NM, and TX) with some really low credit card rates. Their best card (Platinum) is 6% (it's a variable card with no margin on the prime rate but has a 6% floor so it won't go up again until the prime rate does) and their highest is the Classic at 7.65% (1.65% margin with a 7.65% floor). In addition to these low rates, their cards are rewards cards (ScoreCard so not the best but better than no rewards at all). 


No BT fees, no CA fees (or higher APR), no AF, 1% FTF, no penalty APR on the Platinum card. Pretty wild terms for a bank honestly. 

https://www.sunflowerbank.com/creditcards


Hey ... what a name for a bank? Sunflower sure would make me stop and take notice! Smiley Very Happy


Well, they probably started out In Kansas, where sunflowers are a big deal as it's known as the Sunflower State.

One of my favorite past times is chasing bank bonuses and I did notice on DoC SunflowerBank currently has a $200 bonus offer - https://www.sunflowerbank.com/Smile200 Easy one, too - just $500 in ACH deposits and 20 debit card transactions. Might help get your foot in the door for their CCs with a bank account with them. But the killer for me is the offer is in-branch only, you have to open the account in branch. Which seems a bit tone deaf to me with the stay at home mandate in most states. And in Arizona their branches are all in the Phoenix area, over and hour and a half away for me, I'll pass.


Other than Geo-restrict by the in branch app, in today's world why a Debit Card? The risks are great and the rewards are usually virtually nill. Not worth my time.

Starting Score: 300
Current Score: 850
Goal Score: 850


Take the myFICO Fitness Challenge
Message 20 of 27
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.