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Sweet! Another BBR Balance Transfer Offer!

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Anonymous
Not applicable

Sweet! Another BBR Balance Transfer Offer!

Got a BBR back in Oct, and my first initial BT option was set to expire Nov 30. I logged in today and I have a new one that expires Jan 31!

 

I am excited since I get paid a bonus at the start of March. I will have about 1k left after that bonus I want to pay off. All the offers were for 0% for over 12 months (this newest one good thru Jun 2017).

 

So, is it realistic to think this offer will keep renewing until March when I will jump on it? Any way to go in branch and get conveinence checks for BT so I dont have to wait typical three weeks to process? (I dont think this is a thing, just want to make sure)

Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: Sweet! Another BBR Balance Transfer Offer!

i don't think it'll keep renewing if you don't use it. they aren't desperate for you to do a BT
Message 2 of 4
NRB525
Super Contributor

Re: Sweet! Another BBR Balance Transfer Offer!

Yes, you should expect to get regular BT offers every month, every month, from BofA.

 

At least, that's my experience after a history of using BT offers. There was a time when they were balance chasing me, until early 2014, where I was not getting BT offers.

At that point, early 2014, they decided my total balances were under control at something under $50k and the BT offers started coming again. Haven't stopped, month after month on two cards I've had since 2001 and 2005. Both cards are currenty working on BT offers, and yes, still the offers come in the mail.

Usually 18 month terms, 4% fee now, 0% APR.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 3 of 4
NRB525
Super Contributor

Re: Sweet! Another BBR Balance Transfer Offer!


@Anonymous wrote:
i don't think it'll keep renewing if you don't use it. they aren't desperate for you to do a BT

Do you have a BofA card?

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 4 of 4
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