Sync Amazon Luv Button just showed up

spiritcraft1 · ‎10-14-2019

The request more button on DW's 1.5 month old Amazon prime store card just showed up. Is this a tease or does it mean something may be waiting? Is there a time frame for requesting a CLI? Oh, always soft pull?

Thanks.

$30k, approved for 15k 10/11/21 @ 807 EX FICO 08 - 61 day 2x cli

$15k, approved after 2 weeks 5/21 @ 698 EX FICO 09 Bankcard

$19k, started as a $5k secured card in 2016 @ 408 FICO, unsecured 12/18 @ 600 FICO

$10k (10/23) @ 785 TU08 - Denied, Approved after Recon

$10k - approved (12/19) at $1k @ 648 FICO

Biz |

Business $9k - 04/06/21 @ 686 SP FICO, 61d 3x CLI to $9k

Business $28k - 07/6/21 @ Instant 689 SP FICO

Business $15k - 03/1/22 @ Instant 795 SP FICO

$15k Biz 2% card, approved after 5 days 7/21 @ 685 EX FICO 09 Bankcard, 93 Biz EX score

$25k Biz instant approval 10/21 @ 790 EQ FICO, 99 Biz EX score

$23k Biz instant approval, ID Verification 10/22 @ 802 EX FICO

$14k Biz instant approval 10/22 @ 802 TU FICO

Elan Hawaii National Bank Biz Visa- $8k instant 10/22 @ 806 TU FICO

US Bank Triple Points Visa - $20k in branch 11/3/22 @ 809 TU FICO, 1/12 new accounts, no USB history

Elan Business Visa from Midland Bank for new LLC, Instant $17k 11-22

PNC Business Visa for new LLC, $15k, took a week. EX 820 HP! 11-22

FNBO Evergreen Business MC for new LLC, $13.7k, instant EX HP 805 EX BC09 4-22

Chase Ink Premier $8.8k Flex, $44k Spend, instant EX HP 756 | 09-23

Barclays AA Business MC - Measly $2k SL but got the 80k Sub, 819 TU | 03-23

Current F08 -

Current 2,4,5 -

Current F09 -

No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

chiefone4u · ‎10-14-2019

So far my denials have been SP.

My reason code has been:

Not enough experience with account for internal scoring

Opened mine July 14, 2019 (been denied for same reason 6 times now). Opened with $600 limit (that I've spent and paid off 4 times now).

Goodwill Saturation Technique
Starting Score: EQ:608, EX:617, TU:625
Current Score 3/11/2020: EQ:695, EX:703, TU:720
Goal Score: 740+
Take the myFICO Fitness Challenge

Member of the Synchrony Bank giveth then Taketh away April 2020 Club! $86,900 in available credit gone without warning.
Newest Account July 8, 2020 -- Last HP October 24, 2020 -- Gardening Goal: August 2022 and reach 0/24

RSX · ‎10-14-2019

Worth a try

but I would bet 6+ months would be the best chance for one

Dec 16/2019. EX. 721. EQ. 723. TU 746
Jan 25/2024 EX. 774 EQ. 751 TU 758
Inq. EX 2 EQ 3 TU 6 - - CC 2x24, 0x12
Amex BCP $35k - Apple GS $21k - BMW/Elan $19k - Cap1 QS $16.7k - Chase Amazon $13.6k - Chase Bonvoy Bountiful $10k - Chase United Club Infinite $26k - Citi CustomCash $3k - Citi DC $14.5k - CreditUnion1 $9k - DiscoverIT $31.5k - PayBoo - $15.6k - Penfed Gold - $19.3k - USB AltitudeGO -$19k- USBank Cash+ -$25k - PenFed LOC - $20k - USB LOC - $15k

spiritcraft1 · ‎10-14-2019

Gave it a shot, asked for 3x $600.00 - instant nada. Oh well, she will be way up there score-wise in 6 months. Seemingly a SP no, thankfully!

Biz |

Current F08 -

Current 2,4,5 -

Current F09 -

No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k, B&H Photo, $5k

Anonymous · ‎10-14-2019

Synchrony doesn't make sense to me. I have the amazon store card for 2 years, and I'm stuck at $200. Today I asked for increase to $500 and it was a fast NO. I checked their credit score they provide for us, it was 598 (vantage 4.0). Don't know y they use that. I'm at 700 with Experian and Equifax, and 658 Transunion( all FICO 8). I'm glad my Wal-Mart card is gone from them. I currently have 0 credit card debt.

ocheosa · ‎10-14-2019

@Anonymous wrote:
Synchrony doesn't make sense to me. I have the amazon store card for 2 years, and I'm stuck at $200. Today I asked for increase to $500 and it was a fast NO. I checked their credit score they provide for us, it was 598 (vantage 4.0). Don't know y they use that. I'm at 700 with Experian and Equifax, and 658 Transunion( all FICO 8). I'm glad my Wal-Mart card is gone from them. I currently have 0 credit card debt.

Have you tried calling credit solutions 877-379-8173

[4/24] Scores 8/9: 700-800s. Util: 1-2%. Inq/12: EQ 0, EX 3, TU 2. AoOA=15.8y, AoYA=8m.
TCL $678.5K: Personal $562.5K, Business $116K.

Anonymous · ‎10-15-2019

Every 3 months I would get cli. First was 200-1000, then 1000-2500, then to 6000. On the 3rd of month. Until last month hit my ceiling for now. (Same with Walmart store card obv b4 it changed to cap1.) Good luck