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Like seriously...Synch, get it together. They use to not be like this a few years back. I mean you'd hear of it occasionally, but now its like everytime I have a balance of any kind mid-cycle, they report it. I literally can have a balance of $4.00 on one day, and they report that, and then I make a payment 2 days later, and nothing. No update.
All this in the same cycle BEFORE the statement cuts. Its so infuriating. Maybe I need to start making my payments (have a negative balance), then a charge. My love/hate relationship continues with them...Love my CL's...hate their mid-cycle reporting.
@pizza1 wrote:Like seriously...Synch, get it together. They use to not be like this a few years back. I mean you'd hear of it occasionally, but now its like everytime I have a balance of any kind mid-cycle, they report it. I literally can have a balance of $4.00 on one day, and they report that, and then I make a payment 2 days later, and nothing. No update.
All this in the same cycle BEFORE the statement cuts. Its so infuriating. Maybe I need to start making my payments (have a negative balance), then a charge. My love/hate relationship continues with them...Love my CL's...hate their mid-cycle reporting.
Similar but different problem with Sync for me.. pending charges sitting for days and I can't make a payment against them. I just had two pending charges sit for 5 days and post the exact same time as the statement posted. I couldn't make a payment to the account because there was "no current balance" and "no statement balance" to pay. FRUSTRATING
@fury1995 wrote:
@pizza1 wrote:Like seriously...Synch, get it together. They use to not be like this a few years back. I mean you'd hear of it occasionally, but now its like everytime I have a balance of any kind mid-cycle, they report it. I literally can have a balance of $4.00 on one day, and they report that, and then I make a payment 2 days later, and nothing. No update.
All this in the same cycle BEFORE the statement cuts. Its so infuriating. Maybe I need to start making my payments (have a negative balance), then a charge. My love/hate relationship continues with them...Love my CL's...hate their mid-cycle reporting.
Similar but different problem with Sync for me.. pending charges sitting for days and I can't make a payment against them. I just had two pending charges sit for 5 days and post the exact same time as the statement posted. I couldn't make a payment to the account because there was "no current balance" and "no statement balance" to pay. FRUSTRATING
Push a payment externally from your main checking account using the billpay feature in the exact amount of your pending charges.
@OmarGB9 wrote:
@fury1995 wrote:
@pizza1 wrote:Like seriously...Synch, get it together. They use to not be like this a few years back. I mean you'd hear of it occasionally, but now its like everytime I have a balance of any kind mid-cycle, they report it. I literally can have a balance of $4.00 on one day, and they report that, and then I make a payment 2 days later, and nothing. No update.
All this in the same cycle BEFORE the statement cuts. Its so infuriating. Maybe I need to start making my payments (have a negative balance), then a charge. My love/hate relationship continues with them...Love my CL's...hate their mid-cycle reporting.
Similar but different problem with Sync for me.. pending charges sitting for days and I can't make a payment against them. I just had two pending charges sit for 5 days and post the exact same time as the statement posted. I couldn't make a payment to the account because there was "no current balance" and "no statement balance" to pay. FRUSTRATING
Push a payment externally from your main checking account using the billpay feature in the exact amount of your pending charges.
Where is the forehead slap imoji when I need one...
Thanks
I have the same problem with PayPal credit account. Two phone calls and 3 chats later my payment in full from 2/8 still hasn't updated the $0 balance in CB reporting. My Sync MC $0 balance only took a few days to auto update the CB's. Both payments were made on the same day.
Same here @pizza1 I have a purchase I Want to make on my Amazon Prime Card. Balance has reported zero and I know the minute I make this $20 purchase they are going to report it.
Sam's card did the same thing over a $57 purchase. Once it posted I paid it and I had to wait until the statement cut for them to report it.
Forgive me for any naivety but how does it affect anyone in a negative way if a small balance reports on a credit report?
@markhs777 wrote:Forgive me for any naivety but how does it affect anyone in a negative way if a small balance reports on a credit report?
For scoring, it's preferable to have a majority of one's revolving accounts reporting zero balances.
@SouthJamaica wrote:
@markhs777 wrote:Forgive me for any naivety but how does it affect anyone in a negative way if a small balance reports on a credit report?
For scoring, it's preferable to have a majority of one's revolving accounts reporting zero balances.
Absolutely but I would just wait until the next cycle with 0 balance if one believes that balance would actually trigger a bad result. If a single digit balance may result in a decline I believe there are other issues involved.
@fury1995 wrote:
@OmarGB9 wrote:
@fury1995 wrote:
@pizza1 wrote:Like seriously...Synch, get it together. They use to not be like this a few years back. I mean you'd hear of it occasionally, but now its like everytime I have a balance of any kind mid-cycle, they report it. I literally can have a balance of $4.00 on one day, and they report that, and then I make a payment 2 days later, and nothing. No update.
All this in the same cycle BEFORE the statement cuts. Its so infuriating. Maybe I need to start making my payments (have a negative balance), then a charge. My love/hate relationship continues with them...Love my CL's...hate their mid-cycle reporting.
Similar but different problem with Sync for me.. pending charges sitting for days and I can't make a payment against them. I just had two pending charges sit for 5 days and post the exact same time as the statement posted. I couldn't make a payment to the account because there was "no current balance" and "no statement balance" to pay. FRUSTRATING
Push a payment externally from your main checking account using the billpay feature in the exact amount of your pending charges.
Where is the forehead slap imoji when I need one...
Thanks
🤦