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Synchrony 2% Unlimited Cashback MC Invitation

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Community Leader
Super Contributor

Re: BEST PREQUALIFIED SYNCRONY 2% MASTERCARD Offer in US Mail

Oooh, I like being a guinea pig. But, I'm hitting the 1 year mark with amex this month so this will have to wait.







Message 61 of 70
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Frequent Contributor

Re: BEST PREQUALIFIED SYNCRONY 2% MASTERCARD Offer in US Mail

When my walmart goes to Capone in a few days I can try and be a datapoint.

When the card becomes available to everyone.

Message 62 of 70
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Established Contributor

Re: BEST PREQUALIFIED SYNCRONY 2% MASTERCARD Offer in US Mail

Interesting card but with the Citi DC now offering transfer to TYP I think Sync would need a little more to compete with that. Strange that the website compares it to cards that aren't really relevant. Cap1 QS makes sense but Disco IT and Freedom are completely different ideas. I understand why they didn't compare it to the PP as that is their card but not comparing to DC was a strange choice probably because it competes very well with this card.

Message 63 of 70
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Established Member

Received synchrony 2% card pre qualify mailer offer

Has anyone received this pre qualified offer and accepted it can u please provide some data points like income and SL . Thanks
Message 64 of 70
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Community Leader
Mega Contributor

Re: Received synchrony 2% card pre qualify mailer offer

Yes, you can find approvals for this card in the approval forum.
Message 65 of 70
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New Visitor

Re: Received synchrony 2% card pre qualify mailer offer

I just got it with 0% APR until 11/2020, then 13.74% afterwards (the offer said 13.99%, but it's actually the prime rate plus 8.49%), and a $17,200 credit limit. I have $200k income, ~$125k total CLI, ~780 CS for reference.

 

Main thing I'm interested in though is whether or not it has price protection. It doesn't say it anywhere, just that it has Mastercard benefits, and to go to mastercard.com/corecredit-GTB (dead link) or to call Mastercard to learn more... Going through their automated phone system just directs me to the default benefits listed on the Mastercard website, so maybe it does have price protection?

Message 66 of 70
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Established Contributor

Re: Received synchrony 2% card pre qualify mailer offer

Qweqwe, did you get the invitation to apply, or follow the direct link above?

My credit card journey started 3/2018






Summit Speed Card/Sync Car Care - $10000 CL
Discover It - $6500 CL - 5% rotating
AMEX BCP - $25000 CL - 6% groceries
BBVA Clear Points Rewards - $15300 SL - 3% utilities
PayPal Mastercard - $10000 CL - 2% General
PNC Cash Rewards - $8000 CL- 4% gas 3% restaurants
BB&T Spectrum Cash Rewards VS - $6500 SL - 3% gas
Cap 1 Quicksilver - $1600 CL(DW’s card) - 1.5%
Credit One Platinum - $1500 (DW’s starter card) - 1%
AMEX Cash Magnet - $2000 SL (DW’s) 5% general (6 mos)
BBVA Clear Points (DW’s) $10,000 SL - 3% retail
NFCU More Rewards - $4500 CL (DW’s) 3% Restaurants
AOD Signature VISA - $5000 SL - 3% errthang! Smiley Wink
NFCU More Rewards - $23100 - 3% restaurants and groceries

Total CL - $127400

Cash Back and SUBs earned as of 8/28/20 - $3052.83

In the garden lettin’ ‘em grow!

CU Memberships






FICO Scores as of 9/17/20
761 F8 Experian, 770 F8 TransUnion, 768 F8 Equifax , 777 F9 Experian, 776 F9 TransUnion, 800 F9 Equifax

Goal cards:
Message 67 of 70
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Contributor

Re: Received synchrony 2% card pre qualify mailer offer

If I make 200+K a year the last thing I care about is price protection. Haha

Edit: this was in response to qweqwe making $200K a year.
EX = 808
TU = 793
EQ = 790
Message 68 of 70
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Mega Contributor

Re: Received synchrony 2% card pre qualify mailer offer


@Neversay wrote:
If I make 200+K a year the last thing I care about is price protection. Haha

Edit: this was in response to qweqwe making $200K a year.

As your income rises, you often spend more money , buying more expensive versions of things.     If you buy something for $50K, and you then find it available for $45K, that's still plenty for someone earning $200K to care about!    And, IME, if you really have a LOT of money, you may start caring about trivial amounts as well.   (We bought a house from someone who had just made $700M selling his stake in a tech company.  We wanted a $150 credit for something, he came over to discuss for an hour before agreeing!)

Message 69 of 70
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New Visitor

Re: Received synchrony 2% card pre qualify mailer offer


@JNA1 wrote:
Qweqwe, did you get the invitation to apply, or follow the direct link above?

Invitation in the mail.

 

@Neversay
It's a large income, but housing costs and stuff are super high here in the bay area, so it's not as ridiculously large as it might seem. But I try to save as much money as possible so I can invest it and retire early, so price protection helps with that. I'm just getting into scuba diving, so that'll be pretty expensive...

Message 70 of 70
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