@AverageJoesCredit wrote:
Took me a moment to realize this wasnt ppmc. Wasnt this card meant for people who may have had mc versions of stores closed like Toys R Us, etc?
Yes, that's the only time I've seen the card offered. I'm wondering if this isn't a response to my Walmart card moving to capital one?
@Anonymous wrote:
@CreditCuriosity wrote:
@Anonymous wrote:
@CreditCuriosity wrote:How is this really different than the PayPal 2% MC? Just dont have to have paypal acct?
No PayPal, lower APR tiers (13.99% is the lowest), no redemption (automatically redeems each month for statement credit), full alerts and an app.
Just curious where you got the 13.99 apr from this? Don't doubt you, just not clear...
edit: nvm... clicked on link
Yeah even their highest 26.99% APR is lower than the PayPal's 28.99% and the lowest PayPal is 21.99%.
I got the 26.99% apr offering in my letter. $150 cash bonus for $1500 spend in the first three months plus 0% apr on purchases for the first year. It's alright.
@AlpedHuez wrote:I heard about this card on DoC, it seems like after Toys R' Us went out of business they (Synchrony) converted cardholders of their store card to this card.
https://www.doctorofcredit.com/toys-r-us-credit-card-to-become-2-synchrony-mastercard/
Yes. I'm just wondering if the card has been profitable enough for them they are going to start offering it on a regular basis, to other consumers.
@Adkins wrote:
@Anonymous wrote:Oh I hope they send me that offer. That one actually can be managed with their app!
They can send it to me next year so I stay in the garden.
My offer is good until the second week in November, so I'm going to put it on the maybe pile. I'm trying not to get anymore sync cards, but I really hate the PayPal app set up, so a replacement 2% card would be nice.
I have to cool it on Sync apps for now but I am planning to close PayPal in January which would open up $8K of exposure for a new card and I would happily replace it with this one.
@Anonymous wrote:
@Adkins wrote:
@Anonymous wrote:
@CreditCuriosity wrote:
@Anonymous wrote:
@CreditCuriosity wrote:How is this really different than the PayPal 2% MC? Just dont have to have paypal acct?
No PayPal, lower APR tiers (13.99% is the lowest), no redemption (automatically redeems each month for statement credit), full alerts and an app.
Just curious where you got the 13.99 apr from this? Don't doubt you, just not clear...
edit: nvm... clicked on link
Yeah even their highest 26.99% APR is lower than the PayPal's 28.99% and the lowest PayPal is 21.99%.
I got the 26.99% apr offering in my letter. $150 cash bonus for $1500 spend in the first three months plus 0% apr on purchases for the first year. It's alright.
$150 is better than the $25 they gave me for spending $500 through PayPal.
Ironically, my PayPal APR is "only" 21.99%.
I think that's what mine is, too.
@Anonymous wrote:Oh I hope they send me that offer. That one actually can be managed with their app!
They can send it to me next year so I stay in the garden.
Forget the Garden! Time to strike out and start our next UNICORN!!!
I got the same invitation in the mail yesterday, trying to decide whether or not I want to pull the trigger... should I or shouldn’t I ? Lol my head will spin with this dilemma.
Synchrony has been historically stingy with me started with 200 on amazon card after 18 months that limit is now 5,000 ... I’m stuck with a few low CL bank cards with no way to get limit raised I got them early on and they seem to stay maxed at 1500...well it’s a tough choice for ... I hate decision time!
