Synchrony 2% Unlimited Cashback MC Invitation

[ocheosa]

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@Anonymous wrote:

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@ocheosa wrote:

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Hi @Adkins ,

Can you please share whether or not you have the Walmart MC or Store Card ? Trying to get a feel on if this was targeted specifically to migrating/non-migrating Walmart customers or simply something new. Synchrony CSR don't know or are just unable to give info on the phone.

Thanks !

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I got the prequal letter in the mail yesterday (26.99% APR after intro).  I am not a current or past WalmartMC customer.  I don't have any Citi or co branded Synch cards either.  I am very tempted to apply for this card and searched on the forum to see if others have it.  The only thing holding me back is that I just applied for a FCU credit card where I have an account.  Trying to build relationship.  I don't want to have a low SL and more inquiries.  At the edge of the garden with Goal of getting my first AmEx... to build Trifecta.  I'm not too hung up on the statement credit although I would definitely prefer to get actual cash back.

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Hi @CreditDiceRoll63 ,

Thank you so much for sharing this info ! I was debating on waiting a few weeks to see if I received a mailer, or not. Now I can move forward with prior plan.

Good luck on your upcoming AMEX card!

Thanks again!

[Adkins]

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@ocheosa wrote:

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Hi @Adkins ,

Can you please share whether or not you have the Walmart MC or Store Card ? Trying to get a feel on if this was targeted specifically to migrating/non-migrating Walmart customers or simply something new. Synchrony CSR don't know or are just unable to give info on the phone.

Thanks !

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@ocheosa , I have the store card - it's in my siggy.

[ocheosa]

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@Adkins wrote:

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@ocheosa wrote:

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Hi @Adkins ,

Can you please share whether or not you have the Walmart MC or Store Card ? Trying to get a feel on if this was targeted specifically to migrating/non-migrating Walmart customers or simply something new. Synchrony CSR don't know or are just unable to give info on the phone.

Thanks !

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@ocheosa , I have the store card - it's in my siggy.

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Hi @Adkins , Sorry, I didn't want to assume which version you have since this is an MC card offer. Thanks for the response! 

[Adkins]

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@ocheosa wrote:

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@Adkins wrote:

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@ocheosa wrote:

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Hi @Adkins ,

Can you please share whether or not you have the Walmart MC or Store Card ? Trying to get a feel on if this was targeted specifically to migrating/non-migrating Walmart customers or simply something new. Synchrony CSR don't know or are just unable to give info on the phone.

Thanks !

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@ocheosa , I have the store card - it's in my siggy.

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Hi @Adkins , Sorry, I didn't want to assume which version you have since this is an MC card offer. Thanks for the response! 

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You're welcome! 

[IodineNightSky]

Got the invite today. Wasn’t gonna app for it bc don’t really need new credit but don’t have any synch accounts so thought it might be good to get in w them.

Approved for a whopping 1.5k$. Kinda sucky.

Have about 90k in credit limits with avg about 10-11k per card.

Anyone know their rules on CLI requests? (Sp/hp? How often?)

[Adkins]

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@IodineNightSky wrote:
Got the invite today. Wasn’t gonna app for it bc don’t really need new credit but don’t have any synch accounts so thought it might be good to get in w them.

Approved for a whopping 1.5k$. Kinda sucky.

Have about 90k in credit limits with avg about 10-11k per card.

Anyone know their rules on CLI requests? (Sp/hp? How often?)

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If it's normal, it's usually a SP. Best chances of a decent CLI was when your TU score is over 700. If they are using Vantage to decide CLIs now, it's anyone's guess where the CLI majic number lies at. 

[Anonymous]

Anyone with PayPal Cashback MC getting these mailers? I imagine Sync won't target those that already hold that card. 

ETA: I am apparently blind. Adkins has that card at the same $8K limit I have. Cool. 

[Dave4fun]

So many of us receive the email offers for the 2% Cash back Synchrony Mastercard. This time I received offer in US Mail. Best offer I have seen. 

PREQUALIFIED 

2% Cash Back on all purchases  

$150 Bonus if you spend $1,500 in 90 days

13.99% APR   - Their Lowest rate for this card

0% APR through 11/6/2020

So this does tempt me to go for it. I don't need it, but this is best offer I have seen from them. 

What are the credit lines running? Isn't there a max of $10K for this card?

Whatcha all think of the offer ?  Those of you that have this card, how do you like it? 

[AverageJoesCredit]

Thats actually pretty nice. A low apr rewards card with a bonus and intro apr. Plus its invite only so not bad. I would probably go for it if i didnt have alot of Sync exposure or the PPMC

[Dave4fun]

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@AverageJoesCredit wrote:
Thats actually pretty nice. A low apr rewards card with a bonus and intro apr. Plus its invite only so not bad. I would probably go for it if i didnt have alot of Sync exposure or the PPMC

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Thanks AJC! Good to hear from you! I think a Mod lumped my original post in with the others regarding this product offer. I guess I was targeted by Synch which is nice. I do have the JCP card, Chevron card, and PayPal credit and those are run by Synchrony. So my assumption would be that is how I got the mailer.