Good afternoon everybody,
Providing an update and asking a question at the same time,
Today I did receive the letter, it is indeed a 4506-T, sigh.
now, what I understand in the letter attached is that they need to verify my SSN, Tax ID number, OR, income. it doesn't say which one exactly is the issue.
Once again it mentiones that the 4506-T has to be sent with attention to the fraud department to some PO box, doesn't mention the third name company name.
So I guess im screwed but still, if they were to close the account, and the balance is not $0, how do I pay that?
Thanks for all the information posted.
Another update, mostly for reference of anyone in this situation in the future,
I just called the phone number in the letter, which is the fraud department number,
I asked several questions
1) do you all want to verify my income or my Tax ID or SSN?
2) if you all want to verify my income, in 2017 I didn't have the same income that I have now, how does it work. (obviously in the credit application i put my current income)
3) are you using or not a third party and who will get my information.
1) they said they DO NOT want to verify my income (background info: I wasn't born in the US, before you get a SSN they give you a W7 or tapayer ID to be able to file even as a dependant) that being said, they said they want to match ID numbers with the IRS.
2)they said in given case that they notice my income is not as high, they would figure out if the accounts can remain open with certain restrictions and or limitations.
3)they will not be using a 3rd party for the time being, any information I send will be shared only between the IRS and synchrony bank.
Does any of this make sense?
For verfication of SSN Forms SSA-89 is the form that one would sign and send in not a 4506-T. The 4506 T is going to give them a line by line trasnscript of what you filed with the IRS.