Synchrony Bank Blocked Both Paypal and Ebay Mastercards

[UpperNwGuy]

Personal expenses go on personal cards.  Business expenses go on business cards.  Get a business card for what you are doing.

[patoot10]

I read somewhere that you can't have both the ebay card and the paypal card. You can only have one.

Can't find the source right now but that could be it.

[Anonymous]

Thanks for all the advice I guess I will have to get a business card, but they all asking for excellent credit and I have only stared using credit cards in actober

[Anonymous]

If you haven't had credit built up, I would try the capital one spark card. They havr one for "average" credit. I dont know hoe they report as far as to business CRA or personal but its worth looking into. That way you are using the terms of the card properly. Business card for business purchases, personal card for personal purposes.

[FinStar]

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@Anonymous wrote:
If you haven't had credit built up, I would try the capital one spark card. They havr one for "average" credit. I dont know hoe they report as far as to business CRA or personal but its worth looking into. That way you are using the terms of the card properly. Business card for business purchases, personal card for personal purposes.

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Capital One business cards report to personal CRs.  If the OP doesn't mind such a reporting feature, then that's always an option.

[FinStar]

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@patoot10 wrote:

I read somewhere that you can't have both the ebay card and the paypal card. You can only have one.

Can't find the source right now but that could be it.

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Not necessarily, I have 3 PayPal (profile) Id's, one for each product, PayPal Credit, PayPal MC and eBay MC.  Then again, I've had them set up that way for quite a while without any issues from SYNCB.

[Anonymous]

Sure enough I got the blue Envelope this Evening

[Loquat]

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@Anonymous wrote:

Sure enough I got the blue Envelope this Evening

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OP, do as you wish in regards to the requested information.  My advice is to do what works for you.

To the rest, I humbly ask that the conversation don’t be pushed in the direction of should/shouldn’t as the pros and cons of each side in regards to the blue envelope has been debated many, MANY times over. 

 Best of luck to you OP in whatever you decide.  

[Anonymous]

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@Loquat wrote:

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@Anonymous wrote:

Sure enough I got the blue Envelope this Evening

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OP, do as you wish in regards to the requested information.  My advice is to do what works for you.

To the rest, I humbly ask that the conversation don’t be pushed in the direction of should/shouldn’t as the pros and cons of each side in regards to the blue envelope has been debated many, MANY times over. 

 Best of luck to you OP in whatever you decide.  

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Thanks alot however they just sent the SSA verification for to verify my SSN. Even though I know sometime in the future they may shut down the card based on my spending, I will use it to build up my credit in the mean time till I can get a business credit card.

[Physh1]

So you're spending, per your words, AT LEAST $30,000 to $75,000 a month? If you're doing that you need to be making daily payments on your cards. You're going to be raising red flags everywhere using personal cards. If you've got that much flow daily through your business you should qualify for a business card without too much worry...apply for one through your current bank. They should be able to clearly see your spending needs....