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While updating my weekly excel sheet, I discovered that Synchrony had reduced the credit line on an unused gas card from $2300 to $1024.
Knowing what I know (from entirely too much time on MyFico!), I immediately requested a line increase to $4k.
They restored my credit line to $2300 immediately.
The card has not been used in over a year, so I'll go use it this afternoon.
Thanks to all of you for teaching me about the "ends in 24" CLD from Synchrony!
Good job on restoring your credit limit
Nice job getting the line restored @tcbofade!! Can you please recap the ends in 24 CLD?
Thank you in advance and have a great Sunday ahead!
What does "ends in 24" signify?
@Anonymous wrote:Nice job getting the line restored @tcbofade!! Can you please recap the ends in 24 CLD?
Thank you in advance and have a great Sunday ahead!
There have been a lot of people here over the years who have gotten a CLD down to $xx24, and who were able to restore their lines with a phone call. It's become kind of an indicator of a reversible CLD, almost like a warning shot from Synch that the line will see a permanent drop if one doesn't call in, restore the line, and put some spend on the card.
@UpperNwGuy wrote:What does "ends in 24" signify?
1024 is two to the tenth power. Seeing that number in the world of computers is completely expected, but it's weird in the financial world.
@Anonymous
Thanks very much for the clarification! Much appreciated!
@Anonymous wrote:
@Anonymous wrote:Nice job getting the line restored @tcbofade!! Can you please recap the ends in 24 CLD?
Thank you in advance and have a great Sunday ahead!
There have been a lot of people here over the years who have gotten a CLD down to $xx24, and who were able to restore their lines with a phone call. It's become kind of an indicator of a reversible CLD, almost like a warning shot from Synch that the line will see a permanent drop if one doesn't call in, restore the line, and put some spend on the card.
^ What he said.
...except I didn't call... just used the credit limit increase button on the website.
Yay you!