@tcbofade wrote:...and my turn has arrived...
So far, just one. Midas card WAS $10k limit, zero balance... we used it once for a major car repair and the zero percent financing... it's been sitting empty for quite some time.
Credit limit now $2.5k.
Boo hiss hiss.
On the bolded part, how long has it been sitting idle?
Bummer I am sorry tcbofade
@tcbofade wrote:@FinStar, just over a year.
My excel sheet says that I paid it off in January of 2019.
Edit: And @GApeachy too.
Ok thanks for providing that. Sorry to hear about the CLD btw, but given the latest AA trends with SYNCB these days, I wouldn't be surprised if during any type of ongoing portfolio or account performance reviews they start executing more CLDs on unused or dormant accounts.
@FinStar wrote:
@tcbofade wrote:@FinStar, just over a year.
My excel sheet says that I paid it off in January of 2019.
Edit: And @GApeachy too.
Ok thanks for providing that. Sorry to hear about the CLD btw, but given the latest AA trends with SYNCB these days, I wouldn't be surprised if during any type of ongoing portfolio or account performance reviews they start executing more CLDs on unused or dormant accounts.
Me either. Including AU accounts, I just checked all 13 (
) of them... 12 are fine as of today. Only Midas got the slash.
...so far...
Sorry to hear about it but thank you for sharing another valuable DP with the community. At least it's not closed and you can likely get the limit increased IF you need it. I'm glad I used my Lowe's card recently as it had been sitting idle for a while.
@tcbofade wrote:
@FinStar wrote:
@tcbofade wrote:@FinStar, just over a year.
My excel sheet says that I paid it off in January of 2019.
Edit: And @GApeachy too.
Ok thanks for providing that. Sorry to hear about the CLD btw, but given the latest AA trends with SYNCB these days, I wouldn't be surprised if during any type of ongoing portfolio or account performance reviews they start executing more CLDs on unused or dormant accounts.
Me either. Including AU accounts, I just checked all 13 (
...so far...
Alright, I don't feel as bad now as far as the 'count". I have 12 
I would say this, when I logged in to all of them the other day (standard routine), with the exception of 2, all of them prompted an income update. IME, and historically, the income prompts are sporadic and not at the same time. So, they are definitely tracking the data a little closely from what I could infer IMO.
@FinStar wrote:
@tcbofade wrote:
@FinStar wrote:
@tcbofade wrote:@FinStar, just over a year.
My excel sheet says that I paid it off in January of 2019.
Edit: And @GApeachy too.
Ok thanks for providing that. Sorry to hear about the CLD btw, but given the latest AA trends with SYNCB these days, I wouldn't be surprised if during any type of ongoing portfolio or account performance reviews they start executing more CLDs on unused or dormant accounts.
Me either. Including AU accounts, I just checked all 13 (
...so far...
Alright, I don't feel as bad now as far as the 'count". I have 12
I would say this, when I logged in to all of them the other day (standard routine), with the exception of 2, all of them prompted an income update. IME, and historically, the income prompts are sporadic and not at the same time. So, they are definitely tracking the data a little closely from what I could infer IMO.
I got the income update too on most of my cards hmmmmm
@Jnbmom wrote:
@FinStar wrote:
@tcbofade wrote:
@FinStar wrote:
@tcbofade wrote:@FinStar, just over a year.
My excel sheet says that I paid it off in January of 2019.
Edit: And @GApeachy too.
Ok thanks for providing that. Sorry to hear about the CLD btw, but given the latest AA trends with SYNCB these days, I wouldn't be surprised if during any type of ongoing portfolio or account performance reviews they start executing more CLDs on unused or dormant accounts.
Me either. Including AU accounts, I just checked all 13 (
...so far...
Alright, I don't feel as bad now as far as the 'count". I have 12
I would say this, when I logged in to all of them the other day (standard routine), with the exception of 2, all of them prompted an income update. IME, and historically, the income prompts are sporadic and not at the same time. So, they are definitely tracking the data a little closely from what I could infer IMO.
I got the income update too on most of my cards hmmmmm
Interesting indeed.
What I found peculiar, the income prompt/update came up for the Belks MC, and that's a fairly 'newish' account (Nov 2019).