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Synchrony CLD

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tcbofade
Super Contributor

Synchrony CLD

...and my turn has arrived...  Smiley Sad

 

So far, just one.  Midas card WAS $10k limit, zero balance... we used it once for a major car repair and the zero percent financing... it's been sitting empty for quite some time.

 

Credit limit now $2.5k.

 

Boo hiss hiss.

 

 

02/01/24 Fico 8: EX 757, EQ 803, TU 783.
Fico 9: EX 760 12/16/23, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 1 of 48
47 REPLIES 47
Girlzilla88
Valued Contributor

Re: Synchrony CLD

Boooooo indeed Smiley Sad      







Message 2 of 48
Jnbmom
Credit Mentor

Re: Synchrony CLD

@tcbofade 

 

Yup dh's Amazon was slashed , so far no others but I have my doubts .

 

Sorry for the CLD I am watching our accounts like hawks but we may just dump some synch accounts that we never use .

EXP 780 EQ 791TU 795
Message 3 of 48
Anonymous
Not applicable

Re: Synchrony CLD

Booo Synchrony! Sorry to hear that, OP!

Message 4 of 48
blindambition
Senior Contributor

Re: Synchrony CLD

Sorry to hear. Hopefully only for no use and others will be ok. 😞 

Message 5 of 48
M_Smart007
Legendary Contributor

Re: Synchrony CLD


@tcbofade wrote:

...and my turn has arrived...  Smiley Sad

 

So far, just one.  Midas card WAS $10k limit, zero balance... we used it once for a major car repair and the zero percent financing... it's been sitting empty for quite some time.

 

Credit limit now $2.5k.

 

Boo hiss hiss.

 

 


Sorry @tcbofadeSmiley Sad   seems to be the common denominator with Synchrony CLD's is lack of use.

 

This may be of some help to you?

 

https://ficoforums.myfico.com/t5/Credit-Cards/Synchrony-and-so-it-begins/m-p/5933399#M1702510

 

Message 6 of 48
tcbofade
Super Contributor

Re: Synchrony CLD

Thanks, @M_Smart007 , I HAVE seen that post...

 

Thankfully, all of my balance transfers for 2020 are complete.  If Synch shuts me down 100%, it WILL affect my utilization, but not my financial planning for this year.

 

I'm not going to argue with them.

02/01/24 Fico 8: EX 757, EQ 803, TU 783.
Fico 9: EX 760 12/16/23, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 7 of 48
AllZero
Mega Contributor

Re: Synchrony CLD

That's unfortunate. Synchrony is on a rampage.
Message 8 of 48
Remedios
Credit Mentor

Re: Synchrony CLD

@tcbofade , I'm sorry this happened to you ☹

Message 9 of 48
blindambition
Senior Contributor

Re: Synchrony CLD


@AllZero wrote:
That's unfortunate. Synchrony is on a rampage.

The unfortunate thing is they aren't alone. I'm putting spend on everything, super vigilant on utilization. No BT for 2020, since I've since AA on those too.

Message 10 of 48
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