1 returned check, I would have suggested grovelling to the Lowe’s gods. But 2? I don’t think you’ll be reinstated. Returned checks are just a big NO-NO no matter how soon after you make the payment. Hopefully you don’t have any other Sync-backed cards.
I suggest whatever is causing this to occur to use another payment method so it won’t occur ever again on any of your CCs.
Depending on your across-the-board UT, yes there will probably be a significant score drop because now the card will be maxed out instead of with 38% UT. I suggest paying that balance off ASAP.
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