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Synchrony Car Care credit, good for... donuts?

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ChargedUp
Senior Contributor

Synchrony Car Care credit, good for... donuts?

A friend asked me what I thought of this card, so I looked into it a bit to see who and what accepted it in his neck of the woods...

Synchrony_Car_Care_Synchrony_-_2018-11-23_18.44.31.png

 

The 7-11 doesn't have fuel, but I kinda get because they code as service stations for some reason, but.... a donut shop? Smiley Tongue

 

Message 1 of 15
14 REPLIES 14
Pikaboo-icu
Valued Contributor

Re: Synchrony Car Care credit, good for... donuts?

Well I don't know about you but I personally consider donuts fuel. LOL  AAAnodding-head-smiley-emoticon.gif

  


Message 2 of 15
AverageJoesCredit
Legendary Contributor

Re: Synchrony Car Care credit, good for... donuts?

Lol, its actually a pretty nice card albeit a pia to get cli though to be fair this is Synchrony Financial not just plain Synchrony. Got good promos and being able to use at gas stations is a plus. I do most of my car work at PepBoys so my rewards add up. Just dont mess with that APR ,especially in MAYSmiley Wink
Message 3 of 15
RonM21
Valued Contributor

Re: Synchrony Car Care credit, good for... donuts?


@ChargedUp wrote:

A friend asked me what I thought of this card, so I looked into it a bit to see who and what accepted it in his neck of the woods...

 

 

The 7-11 doesn't have fuel, but I kinda get because they code as service stations for some reason, but.... a donut shop? Smiley Tongue

 


Or you can use the donuts to ease the pain of the car expenses while the car is being worked on Smiley Happy



Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

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Message 4 of 15
NRB525
Super Contributor

Re: Synchrony Car Care credit, good for... donuts?

Donuts be round... like tires...

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 5 of 15
wasCB14
Super Contributor

Re: Synchrony Car Care credit, good for... donuts?

Eat enough of them and you'll get a spare tire!

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
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SUB chasing: AA Platinum Select
Message 6 of 15
SunriseEarth
Moderator Emeritus

Re: Synchrony Car Care credit, good for... donuts?

I have done some detective work to crack the mystery of the Maple Leaf Doughnuts.   Apparently, their address is very, very similar to an actual auto repair shop.  If you head less than half a mile south on South Winchester Blvd from the donut shop, you will wind up at All Auto & Truck Specialists.   I wonder how many people try to get an oil change and wind up getting glazed donuts?

 

Anyway, I suspect that the Car Credit database is address-driven and thus somehow believed that a donut shop accepted their card.   But, heck, I dunno.   Try using the card at the donut shop and see what happens.  Smiley Frustrated



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Message 7 of 15
outofcredit
Established Contributor

Synchrony Car Care Card

This card has been sitting in my SD and I keep getting emails encouraging me to use and reminding me I can purchase fuel with it.  I use my USAA Amex for fuel for the 5% rewards.  My question, can I purchase fuel gift cards at the gas station instead of actually buying gas with this card.  If so, would it be frowned upon by Synchrony?  Thinking of buying a couple as Christmas gifts.


Instead of waiting for the storm to pass, I've learned to dance in the rain.
Message 8 of 15
Loquat
Moderator Emeritus

Re: Synchrony Car Care Card


@outofcredit wrote:

This card has been sitting in my SD and I keep getting emails encouraging me to use and reminding me I can purchase fuel with it.  I use my USAA Amex for fuel for the 5% rewards.  My question, can I purchase fuel gift cards at the gas station instead of actually buying gas with this card.  If so, would it be frowned upon by Synchrony?  Thinking of buying a couple as Christmas gifts.


Not sure if you can purchase gift cards with it.  My opinion, if you have a card that already earns 5% in rewards why bother purchasing gift cards with a card that doesn't offer anything outside of special financing if you spend a certain amount?  If you're just wanting to keep the card active then buy a cup of coffee or a soda and leave it at that.  No need to waste rewards on gift cards when buying a drink will serve the same purpose. 

Message 9 of 15
outofcredit
Established Contributor

Re: Synchrony Car Care Card


@Loquat wrote:

@outofcredit wrote:

This card has been sitting in my SD and I keep getting emails encouraging me to use and reminding me I can purchase fuel with it.  I use my USAA Amex for fuel for the 5% rewards.  My question, can I purchase fuel gift cards at the gas station instead of actually buying gas with this card.  If so, would it be frowned upon by Synchrony?  Thinking of buying a couple as Christmas gifts.


Not sure if you can purchase gift cards with it.  My opinion, if you have a card that already earns 5% in rewards why bother purchasing gift cards with a card that doesn't offer anything outside of special financing if you spend a certain amount?  If you're just wanting to keep the card active then buy a cup of coffee or a soda and leave it at that.  No need to waste rewards on gift cards when buying a drink will serve the same purpose. 


Thanks for the suggestion.  I got the card to use for an automotive repair. At this point there is nothing else I actually need it for. Guess an occasional soda will keep it active enough in case there is a need in the future.


Instead of waiting for the storm to pass, I've learned to dance in the rain.
Message 10 of 15
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