Synchrony Payment HOLD

[Brian_Earl_Spilner]

Aren't PayPal transfers to a person not counted towards a SUB? It's been a while since I got mine so I don't remember.

[coldfusion]

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@Brian_Earl_Spilner wrote:

Aren't PayPal transfers to a person not counted towards a SUB? It's been a while since I got mine so I don't remember.

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They don't if the transfer gets coded as a cash advance.   Doesn't help that the transfer was to Player2, which risks triggering suspicion of manufactured spend to meet the SUB.

[Namaste7]

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@Creditaddict wrote:

Synchrony gets more and more obscene to deal with every day.  New Cathay Pacific Credit Card.  Made payment through them (first mistake) on the 3rd.  Payment cleared but the available is not available. I called and it's a 20 DAY HOLD... 20 days?! not 5, 7 or 10 but 20! I could walk cash to them faster!... He says no overriding the system.

The new account has a $3k spend for a bonus.

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As @Anonymous noted, Synchrony has their issues. Payment holds for new accounts and/or large payments are common place. I faced payment hold issues when I first got my PPMC card. I also encountered payment hold issues for large payments on the PPMC (frequently) and Amazon Prime (maybe one or two times).  Ironically, I don't recall this issue on PPC. 

Nevertheless, I push larger payments and use Synch's system for automatic minimum payments only. This process works well for me! 

[FinStar]

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@Brian_Earl_Spilner wrote:

Aren't PayPal transfers to a person not counted towards a SUB? It's been a while since I got mine so I don't remember.

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I think the OP may have meant using the Cathay Pacific card through PayPal (as a payment method) for a purchase?  But, perhaps @Creditaddict can provide some clarification.

At any rate, glad to hear the whole payment hold situation was resolved, even though it took some escalation.