@sammydavidjr wrote:
I just had 71000 dollars in accounts closed. They were all paid in full every month and at the time of closure, I had 6000 on a reeds card and 6000 on PayPal for expenses related to my wedding. Other than that, they were all zero balance, always paid in full every month and never late. I've called ten times and emailed and no one will respond. Of course it and we have no recourse but you can take them to small claims court and for each infraction they can pay anywhere from 2,500 to 10,000. I had about 9 cards so maybe 90000 might ease the pain of my credit score dropping 140 points as a result. It's profiling at the worst because they are scared the economy will drop and they will be left holding the buck.What would Synchrony be accused of in small claims court?
Of being a meanie 
I really don't want to sound insensitive, but folks really need to read the Terms and Condtions of their credit card accounts.
No court will award you a dime if you bring such a suit.
CCCs can and will close your account for any legal reason they choose...and without notice or consequence.
Much like an at-will employment state where the employer can simply tell you your services are no longer required, these companies cannot be sued in court unless a specific law or constitutional provision has been violated.