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TARGET RED CARD

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TARGET RED CARD

Anyone know what criteria is for the Target Red Card?





Starting Score: 597
Current Score: 597
Goal Score: 725


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Message 1 of 23
22 REPLIES 22
Frequent Contributor

Re: TARGET RED CARD

Not sure, but they gave me $1,000 and I have about 650s credit scores, a 2016 Bankruptcy, and TONS of inquiries.

That approval was about 10 days ago. 

Message 2 of 23
Frequent Contributor

Re: TARGET RED CARD

Got my target when my scores were in the low 700s,  got 800, but now 1 year and 3 months later, auto cli to 9000 and MC too






Starting Score: 745
Current Score: 776
Goal Score: 780


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Message 3 of 23
Frequent Contributor

Re: TARGET RED CARD

How many increases did it take to get that high?

Also were you a frequent shopper?

Message 4 of 23
New Contributor

Re: TARGET RED CARD

I got approved for one today for $1,300. They pulled my TU I'm 730 plus FICO
Message 5 of 23
Frequent Contributor

Re: TARGET RED CARD

tu 727 ,lot of inqs no negatives but short credit history   got 300 limit

bb&t cash rewards, 8k balance2.4k k
bb&t bright 8k balance 5 k mostly balance transfers
cap 1 qs1 500 balance 0
first premier 400 balance 0
credit one 450 balance 0
jared/genisis 300 balance 0
target 300 balancE 0
AOAA ONLY 5 MONTHS OLDEST ACC 16MONTHS
INQS EQ 25 TU 25 EX 15
FICO 08 EQ 677 TU 702 EX 685
FICO 09 EQ 703 TU 693 EX 702
MORTGAGES EQ 711 TU 684 EX 706
NO NEGATIVES
FUTURE GOAL CARDS , SAVOR . FREEDOM AND DISCOVER


ALL FILES ARE CURRENTLY FROZEN
Message 6 of 23
Frequent Contributor

Re: TARGET RED CARD


@Hockeypnc1 wrote:

How many increases did it take to get that high?first auto increase to 800 to 2000, then next auto increase to 9000 and MC upgrade, i spend from 25- 50 every month, i buy tracfone cards for my family so get 5% on them, i always let it post and pif always, update income monthly

Also were you a frequent shopper? yes online not in store


 






Starting Score: 745
Current Score: 776
Goal Score: 780


Take the myFICO Fitness Challenge
Message 7 of 23
Established Contributor

Re: TARGET RED CARD


@Hockeypnc1 wrote:

Not sure, but they gave me $1,000 and I have about 650s credit scores, a 2016 Bankruptcy, and TONS of inquiries.

That approval was about 10 days ago. 


They just gave me only $500 lol and i have scores over 750 but tons of inquiries. 





Shell FCU : 5K, BBVACompass Express Loan : $35000
Message 8 of 23
Mega Contributor

Re: TARGET RED CARD

Before applying for the card, just think about your goals.   If you want a credit card with some CL, it may not be a great choice as SL are often somewhat low compared to some other choices.    If you just want the 5% off at Target, the debit card is a good choice which doesn't impact your credit report (but with fewer protections on big ticket items)

Message 9 of 23
Member

Re: TARGET RED CARD

I don’t recall my credit score when I applied in 2016, but it was my second credit card. Got approved for $500 and never saw an auto-CLI; however, when I SD it last year, I got an auto-CLI to $4500 and an upgrade to MC.
JAN 2019:EX 761, TU 756, EQ 752
AAoA: 1yr | AoOA: 3yr | Inqs: 7 | No Baddies
|| Amex BCE $6k || Barclays Uber $.5K || Capital One QS $1.5k || Chase Amazon Prime $3.9k || Chase Freedom $3.4K || Chase FU $5.5K || Discover IT $6.5K || Target MC $4K || Wells Fargo Propel $4K ||
Gardening since 02/2019
Message 10 of 23
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