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bsal
Frequent Contributor

TARGET

does anyone know if target credit card has a CLI increase yoy can request? Or is it entirely up to them ?
Message 1 of 38
37 REPLIES 37
ddemari
Super Contributor

Re: TARGET

It's entirely up to them.
You can update your income on the website with hopes
They may increase you. I've been waiting for 3 years lol.
Message 2 of 38
Anonymous
Not applicable

Re: TARGET

As have i waited almost 3 yrs... still at $300.... would cancel it if they charged an annual fee & i didnt need the AAoA. I have asked multiple times, dont carry a balance, and never been late. Everytime they just say they will review i cant request it. Then update income.
Message 3 of 38
Anonymous
Not applicable

Re: TARGET


@bsal wrote:
does anyone know if target credit card has a CLI increase yoy can request? Or is it entirely up to them ?

Well..... I received my first CLI after 18 years ( yes, 18 years) so I guess they will decide to give you a CLI one day !!

Message 4 of 38
mato01
Regular Contributor

Re: TARGET

I've had my card since 21999. I've gotten two increases.

 

200 to 500 in 2006

500 to 700 in 2014

 

I use to use the card all the time. Now its just a place holder for AAOA. Might as well keep it open.



In the Garden until 6/1/2016
Mar 2014: All Scores in the 520 range.
FEB 2016: myFICO: EQ 660, TU 682 EX 681
Message 5 of 38
mato01
Regular Contributor

Re: TARGET

I've had my card since 1999 (Correction). I've gotten two increases.

 

200 to 500 in 2006

500 to 700 in 2014

 

I use to use the card all the time. Now its just a place holder for AAOA. Might as well keep it open.



In the Garden until 6/1/2016
Mar 2014: All Scores in the 520 range.
FEB 2016: myFICO: EQ 660, TU 682 EX 681
Message 6 of 38
CountryLivin
Valued Contributor

Re: TARGET

I have gotten 2 CLI's in the past 4 months. I have never requested an increase, so they were nice surprises.

Message 7 of 38
Anonymous
Not applicable

Re: TARGET

I've gotten two increases since updating my income last fall (had the card for many years). 

 

I think it was $800 to $1300 and $1300 to $2300. 

Message 8 of 38
reneasworld
Regular Contributor

Re: TARGET


@Anonymous wrote:

I've gotten two increases since updating my income last fall (had the card for many years). 

 

I think it was $800 to $1300 and $1300 to $2300. 


I had heard that Target was stingy so I was really surprised since it has not been a year since I had the card and have received two increases. I started with a $300 and in about four months they increased it to $800 and just last week they increased it to $2400.

Starting Scores (5/2014): EQ 569, TU 601, EX 589
Current Scores (07/08/2015): EQ 640, TU 640, EX 654
Goal (12/2015): 700 across the board
Message 9 of 38
indiasnowden
Regular Contributor

Re: TARGET

I posted on their Facebook page regarding the low limits they offer their cardholders. They are trying to position themselves as a local Wayfair type store. They have thousands of nice quality products available online only. But you cannot use your card with 5% off when they offer low limits and no recon. Two months later they bumped me to $900. My FICO sucks too. So maybe try social media.

Starting Score: 'All three mid 500s as of 1/1/16
EQ: 633 6 TU: 644 EX: 634 as of 3/11/17 via MyFico
Goal Score: 650

Take the FICO Fitness Challenge
Message 10 of 38
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