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TARGET

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Anonymous
Not applicable

Re: TARGET

I just sent them an email regarding credit limits, will see what happens.
Message 11 of 38
jeffery581
Established Contributor

Re: TARGET

Target credit card is a joke. No Thanks. Played that game. I told them Sams/wal-mart (right up the street) will give me 26k plus and you can't give me 1k. Thanks but no thanks.

Capital One Quicksilver Visa | Capital One Quicksilver Matercard | Sony Visa | ebay Mastercard | Best Buy Visa| Shell Mastercard | CareCredit | Amazon Rewards Visa | Discover it | Lowes | Home Depot | Chase Freedom | Ebates Visa | TJMAX Platinum MasterCard | Stash Signature Visa | Hilton Amex | Bank of America Cash Rewards Visa | Bank of America Better Balance Rewards Visa | US Bank Cash Rewards | Blue Cash AMEX | IHG Rewards Club World Mastercard | Barclay Cash Foward World Mastercard | Bank of America Travel Rewards Visa | US Bank Cash 365 AMEX | Amex Everyday | Target | CITI Double Cash | WELLS FARGO PROPEL AMEX | Royal Carribean Visa | AARP REWARDS VISA | BEst Western Mastercard
Message 12 of 38
Anonymous
Not applicable

Re: TARGET

Thst is what i told them in my email, basically increase my limit or bye bye
Message 13 of 38
Anonymous
Not applicable

Re: TARGET


@jeffery581 wrote:

Target credit card is a joke. No Thanks. Played that game. I told them Sams/wal-mart (right up the street) will give me 26k plus and you can't give me 1k. Thanks but no thanks.


+ trillions and trillions, 😂

Message 14 of 38
bsal
Frequent Contributor

Re: TARGET

Hey do you have the email address I want to try sending an email
Message 15 of 38
Anonymous
Not applicable

Re: TARGET

As long as you use the card and PIF, you will get auto CLI. It happend for me twice within a year. 300------>1100, 1100----->3100. As others told, don't forget to update your income.

Message 16 of 38
My_Fako
Established Contributor

Re: TARGET

I don't know if this helped or not. But right before I got my first bump. $300 SL now $800 only 6 months old. 

 

I called and and talked to a supervisor. Complained said may close card etc. explained my average shopping cart/trip is well over $300. And I'm not too happy with splitting payments etc. 2 days later login to check bL seen a $500 increase. Good luck tho. 

Amex PRG NPSL I Chase Marriott $10k I Venture $15.3k I Amex BCE $10K I PNC 13K I Chase IHG $8.6k l Amazon $6k l Chase Hyatt 20k l US Bank Cash+ $13K I Barclays $12.6k I Venture $13k l Discover it $4.6k l Express Next $3.1k l Amex EverDay $15K l Cabelas 1k I Wayfair $17.1k I Walmart $8k l SG $9.8k l Target $3.6K I PP 2K l AU Shell Gas $900 opened in 1974 l Ex 704 Tu 698 Eq 667

Anything worth fighting for is worth fighting dirty for.
Message 17 of 38
dt3813
Regular Contributor

Re: TARGET

original credit limit $300, can barely leave the store with less than $300.  Maxed it, then PIF that month probalby before the statement cut.  The next month they bumped me to $800.  At Christmas time I called to ask about an increase, because you have to wait to the items to post and then the payment to post an I wanted to buy a dollhouse.  I literally make over $200k a year.... NO INCREASE.  LMAO.  It cracks me up, but my scores are not the best.  I continue to PIF and use my card hoping to get an increase.  One of the kids I work with that probably makes $40k a year has crappy credit, carries 70% utility on her card and she has a $1300 limit.  Funny.  


Discharged Ch.13 6/24/15
Scores on discharge EQ669 TU650 EX654
current scores EQ776 TU775 EX758
WF $2500 WF $3000 Discover $6000 Target $1200 Amazon $5000 Jcrew $5250 Lowes $8300 Tjmaxx $5000 Cap1 $14750 venture $25500 jetBlue $21000 pier1 $5000 Amex $10000x2 AMEX $21,000 BoA$8000 CitiDC$8000




Message 18 of 38
KSK1912
Valued Contributor

Re: TARGET


@My_Fako wrote:

I don't know if this helped or not. But right before I got my first bump. $300 SL now $800 only 6 months old. 

 

I called and and talked to a supervisor. Complained said may close card etc. explained my average shopping cart/trip is well over $300. And I'm not too happy with splitting payments etc. 2 days later login to check bL seen a $500 increase. Good luck tho. 


I did somehing similar too. After having the card for about 3/4 months, with a little usage and maxed one time to the last penny, i called and told them that i would like to use the card more, and my last purchase was over $300 (my limit) and i said i was emberassed to ask the cashier to split the payment. The lady took down my information, income and such and told me they don't do instant cli's on request, but i should expect something in the near future, and the next month i was suprised to see that my limit was raised to $800. Now i will use the card for couple more months and will do the same thing again and give and give them a call. Updating the income online alone don't seem to help. I wish all Redcard users agree on a certain future day and send emails on the same day regarding their practice of cli's. Maybe this may draw a little attention and they may consider changin it down the road. This would benefit every one of us. I got approved for Macy's as well on the same day, and 2 months, and only one transaction of $200 Macy's was increased to $2K with a HP, which i am not complaining about.


6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board


Take the myFICO Fitness Challenge


Are you free Tuesday..?
Message 19 of 38
dt3813
Regular Contributor

Re: TARGET

i think I was shocked and embarrased that it wasn't and still hasn't been increased.  I don't think I have had the card a year yet though.....maybe an anniversary gift!


Discharged Ch.13 6/24/15
Scores on discharge EQ669 TU650 EX654
current scores EQ776 TU775 EX758
WF $2500 WF $3000 Discover $6000 Target $1200 Amazon $5000 Jcrew $5250 Lowes $8300 Tjmaxx $5000 Cap1 $14750 venture $25500 jetBlue $21000 pier1 $5000 Amex $10000x2 AMEX $21,000 BoA$8000 CitiDC$8000




Message 20 of 38
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