TJX MC Upgrade Offer.

[CreditUnionFan]

The question is, what is the benefit of the "DualCard" Mastercard version?

Do the rewards change?

Do you get more cash back at the register (ie. Walmart/Sams cash at register) ?

Are there different financing options for the DC versus the store-only?

I got my TJX store card two years ago. Seeing this post reminded me to see if I got the offer. Nope, no offer. But I clicked the LUV button and got some LUV from GECRB, from the initial $600 up to $1600.

[Booboo71]

I say take it! I work for Marshalls as a manger and besides the 5 points in TJmaxx, Marshalls or Homegoods per dollar spent you also get 1 dollar spent elsewhere!  I see people come in with 10 and 20 dollar reward certificates and apply those towards their purchases and some save them for the year and use them at xmas time. I had a lady last xmas who had saved her reward certificates the whole year and used 130.00 toward her purchase!  I only have the store card but those points come in handy! 

[One7]

Tough call, it's always nice to get the offer though