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TO my NFCU family members!!!

Regular Contributor

TO my NFCU family members!!!

I will be requesting a credit limit increase next month when my nRewards hits in 6 months anniv. Current limit is 1k, what increase for, I dont want the dreded under review (aka hard inquiry)!!? I would like settle out at atleast 1.8k...I have an excellent payment hsitory with them, are the inquiry and new account sensitive?
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Super Contributor

Re: TO my NFCU family members!!!

Ask for the maximum amount you're eligible for without a hard inquiry.  That way you won't sell yourself short when you could have got more. 
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