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TOTAL Rewards Visa - Prequal for Toyota 2K - in NV

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TOTAL Rewards Visa - Prequal for Toyota 2K - in NV

Hey all,

I just did the Toyota Rewards Card Online prequalification. Was pre approved for 2K. Does anyone have score pull data on either or both Comenity cards? I have FICO640 EQ. Thin file 2 cards no lates, 1 unpaid collections over 4 years old. My EX FICO8 is only 587. But FICO2 662! I know ABOC pulls Fico2EX. Does WF still use FICO2 BankCard? I know the provide FICO9... any help greatly appreciated!
CapOne Plat .3K PPCBMC .3K Sprint Visa 1.8K ToyotaCC 2K

Starting Scores 6/2019: EX8 494 TU ? EQ ?
Scores 7/31/19: EX8 626 TU8 655 EQ8 598
Message 1 of 13
12 REPLIES 12
Community Leader
Mega Contributor

Re: TOTAL Rewards Visa - Prequal for Toyota 2K - in NV


@44Rebuild2Ball wrote:
Hey all,

I just did the Toyota Rewards Card Online prequalification. Was pre approved for 2K. Does anyone have score pull data on either or both Comenity cards? I have FICO640 EQ. Thin file 2 cards no lates, 1 unpaid collections over 4 years old. My EX FICO8 is only 587. But FICO2 662! I know ABOC pulls Fico2EX. Does WF still use FICO2 BankCard? I know the provide FICO9... any help greatly appreciated!

I dont know anything about Comenity pulls, but bumping because someone else might 

 

Message 2 of 13
Contributor

Re: TOTAL Rewards Visa - Prequal for Toyota 2K - in NV


@44Rebuild2Ball wrote:
Hey all,

I just did the Toyota Rewards Card Online prequalification. Was pre approved for 2K. Does anyone have score pull data on either or both Comenity cards? I have FICO640 EQ. Thin file 2 cards no lates, 1 unpaid collections over 4 years old. My EX FICO8 is only 587. But FICO2 662! I know ABOC pulls Fico2EX. Does WF still use FICO2 BankCard? I know the provide FICO9... any help greatly appreciated!

There's a prequal page for the Toyota Visa? Did you mean you prequalified for the Total Rewards rather than Toyota Rewards?

Message 3 of 13
Valued Contributor

Re: TOTAL Rewards Visa - Prequal for Toyota 2K - in NV

I blame AutoCorrect on Toyota.

 

The bigger issue is you have 2 cards now and want to play with fire w/ TRV?  Commenity is a bit topsy turvey to be messing with when they sneeze and close accounts for no reason.  Especially on the V/MC accounts.  

 

Use the search option at the top of the page for more info on how Comenity acts.

500K+ TCL / 800+ FCOs
Message 4 of 13
Valued Member

Re: TOTAL Rewards Visa - Prequal for Toyota 2K - in NV

https://d.comenity.net/toyotacreditcard/pub/prequalify/Prequalify.xhtml

Here’s the prequal for Toyota...wish they had one for Total Rewards, especially because I am in Vegas
CapOne Plat .3K PPCBMC .3K Sprint Visa 1.8K ToyotaCC 2K

Starting Scores 6/2019: EX8 494 TU ? EQ ?
Scores 7/31/19: EX8 626 TU8 655 EQ8 598
Message 5 of 13
Valued Contributor

Re: Toyota Visa - Prequal for Toyota 2K - in NV

Message 6 of 13
Valued Member

Re: TOTAL Rewards Visa - Prequal for Toyota 2K - in NV

No...I would have loved the Caesar Rewards Visa...(changed from Total Rewards). I am hitting the garden...I can let that PC into a Visa in due time. I only have one card from Comenity...because of the likelihood of them sketching out with closures on Visa/non-Visa apps in short span. Thanks for the heads up tho.
CapOne Plat .3K PPCBMC .3K Sprint Visa 1.8K ToyotaCC 2K

Starting Scores 6/2019: EX8 494 TU ? EQ ?
Scores 7/31/19: EX8 626 TU8 655 EQ8 598
Message 7 of 13
Community Leader
Mega Contributor

Re: Toyota Visa - Prequal for Toyota 2K - in NV

Message 8 of 13
Contributor

Re: TOTAL Rewards Visa - Prequal for Toyota 2K - in NV

 


@44Rebuild2Ball wrote:
https://d.comenity.net/toyotacreditcard/pub/prequalify/Prequalify.xhtml

Here’s the prequal for Toyota...wish they had one for Total Rewards, especially because I am in Vegas

Thank you

Message 9 of 13
New Contributor

Re: TOTAL Rewards Visa - Prequal for Toyota 2K - in NV

I wonder if 2k is just the standard limit for all pre-qualifications? Not that I need the card, was just curious.

 

Congratulations, SOCCRSTAR! You've been prequalified for the Toyota Credit Card.

 

We need a little more information. Select Continue below to complete your application.

Toyota Credit Card image

Prequalified Credit Limit†:

$2,000.00


EQ: 632 FICO8 / EX: 622 FICO8 / TU: 648 FICO8 / EQ: 648 FICO9 / EX: 652 FICO9 / TU: 624 FICO9 / Credit Karma: 633 Transunion 622 Equifax / Credit Sesame 633 / Positive Open Loan Tradelines: Auto loan $42000 / NEWEST CARD - Don't Remember / goal by 2019: 650 or more FICO8 across the board
Message 10 of 13
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