According to Barlcay 7 new accounts in last 12 months so your suggestions should play into rather they are super sensitive.
Helping friend and his TU and EX are both in the 630-640 range but EQ is still back in the 586 (go figure, not just my enemy!)
BofA recently approved
Chase pending security (Usually approved in my experience but they are closed now)
Barclay just denied CLI for the 7 new accounts (I could have reached through the phone since she started the sentence with "we want to say your on time payments with your new accounts and low balances are what we look for in a card holder, so just a couple more questions and then I can finalize... why 20 inq?, okay thanks.. 7 new accounts, same reason? okay thanks... so yeah at this time we won't be able to increase"
I'm like then why you wasting our time and yours patting him on the back and asking more questions if you already decision it!!
already has cap1
2 navy
no discover.
5/3?
sync won't really help because of the terrible interest rates but if worse case might take a couple just to balance out when he puts some debt back on the other cards.
Basically he has a need for $10k... loan would be better but they aren't kicking back offers lately.
